UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth

UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth investment objective and strategy

UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth ka main objective hai long-term capital appreciation ke liye equity investments karna. Yeh ek ELSS (Equity Linked Savings Scheme) category ka fund hai, jo tax benefits bhi provide karta hai. Is fund ka investment style aggressive hai, kyun? kyunki yeh primarily large-cap aur mid-cap stocks mein invest karta hai. Isliye, yeh un investors ke liye suitable hai jo equity market ki volatility ko samajhte hain aur long-term wealth creation mein interested hain. Agar aap SIP (Systematic Investment Plan) ke zariye invest karna chahte hain, toh yeh fund aapke liye ek acha option ho sakta hai.

UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth yearly return performance

Chaliye ab baat karte hain UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth ke returns ki. Is fund ki performance ko benchmark Nifty 500 TRI ke saath compare karna zaroori hai. Neeche ek table diya gaya hai jo fund ke returns ko 1 saal, 3 saal aur 5 saal mein dikhata hai.

Time Period	UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth	Nifty 500 TRI
1 Year	-2.88%	X%
3 Years	16.38%	X%
5 Years	13.7%	X%

Is fund ki 1 saal ki return -2.88% hai, jo ki market volatility ko dikhata hai. Lekin jab hum 3 saal aur 5 saal ki performance ko dekhein, toh fund ne consistently achhe returns diye hain, jo ki 16.38% aur 13.7% hain. Yeh consistency fund manager V. Srivatsa ki investment strategy ki wajah se hai, jo ki is fund ko lead kar rahe hain pichle 3.5 saalon se. Volatility kuch high hai, isliye yeh fund un investors ke liye sahi hai jo risk le sakte hain aur long-term horizon mein invest karne ki soch rahe hain.

UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth portfolio breakdown for investors

Ab baat karte hain fund ke portfolio breakdown ki. Is fund ki top 5 holdings mein kuch well-known companies hain:

• ICICI Bank Ltd. – 8.5%
• HDFC Bank Ltd. – 7.2%
• Infosys Ltd. – 5.8%
• Reliance Industries Ltd. – 5.2%
• Axis Bank Ltd. – 4.9%

Yeh holdings fund ki strategy ke saath align karti hain, kyunki yeh large-cap stocks hain jo stability aur growth dono provide karte hain. Sector allocation bhi kaafi balanced hai, jo risk ko manage karne mein madad karta hai. Investors jo long-term wealth creation mein believe karte hain, unke liye yeh portfolio kaafi promising lagta hai. Large-cap stocks ki exposure se yeh fund market ki volatility se thoda protected rahega, jo ki kisi bhi investor ke liye important hai.

UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth riskometer and downside risk

Ab baat karte hain UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth ke risk profile ki. Is fund ka riskometer "Very High" hai, iska matlab hai ki investors ko high volatility aur potential losses ka samna karna pad sakta hai. Is fund ki expense ratio 1.85% hai, jo ki industry average se thoda higher hai, lekin iski performance ko dekhte hue yeh justified hai. Agar aap moderate to high risk le sakte hain, toh yeh fund aapke liye suitable hai, lekin agar aap risk-averse hain, toh aapko is fund se door rehna chahiye.

UTI Mutual Fund ELSS Tax Saver Fund - Regular Plan - Growth advantages and disadvantages

• Advantages:
  • Tax benefits under Section 80C
  • Potential for high long-term returns
  • Diversified portfolio with strong holdings
  • Managed by experienced fund manager
• Disadvantages:
  • High risk profile may not suit all investors
  • Expense ratio is on the higher side
  • 1Y return is negative, indicating volatility