JM FinancialELSSVery High Risk

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth

Current NAV₹134.99as of 30/5/2026

AUM9064.00 Cr

AUM

9064.00 Cr

Expense Ratio

1.85%

Min SIP

₹500

Min Lumpsum

₹1000

Launch Date

22 January 2007

Exit Load

Nil

Riskometer

LowModerateHighVery High

Risk Level: Very High

Volatility: 14.7 | Sharpe Ratio: 0.67

Fund Manager & Key Metrics

Fund ManagerAsit Bhandarkar(3.5 years yrs)

Volatility14.7

Sharpe Ratio0.67

Portfolio Turnover34%

BenchmarkNifty 500 TRI

Holdings Date25/5/2026

Asset Allocation

Equity: 96.00% | T-Bills: 4.00%

Investment Objective

Aims to provide capital appreciation by investing in ELSS securities

Top Holdings

As of 25-May-2026

1. ICICI Bank Ltd.8.5%

2. HDFC Bank Ltd.7.2%

3. Infosys Ltd.5.8%

4. Reliance Industries Ltd.5.2%

5. Axis Bank Ltd.4.9%

6. Kotak Mahindra Bank Ltd.4.3%

7. Sun Pharmaceutical Industries Ltd.3.9%

8. Bharti Airtel Ltd.3.5%

9. Larsen & Toubro Ltd.3.2%

10. Tata Consultancy Services Ltd.2.9%

Overview

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth investment objective and strategy

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth ka main objective hai long-term capital appreciation. Ye fund ek Equity Linked Savings Scheme (ELSS) hai, jo tax benefits ke liye bhi famous hai. Is fund mein investment karke, aap 80C ke tahat tax deductions claim kar sakte hain. Ye fund un investors ke liye suitable hai jo long-term wealth creation aur tax savings ko prioritize karte hain. Is fund ka investment strategy hai diversified equity allocation, jisse aap market ki volatility se bach sakte hain. Yeh value investing aur growth investing dono ka combination hai, jo ki long-term returns ke liye beneficial hai. Kya aapne socha hai ki investment mein discipline kitna zaroori hai? Chaliye is fund ki performance aur strategy ko aur detail mein samajhte hain.

Performance & Analysis

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth historical performance and returns

Ab agar hum is fund ki performance ki baat karein, toh iski 1-Year return -2.88% hai, jo ki benchmark Nifty 500 TRI se thoda kam hai. Lekin agar hum 3-Year aur 5-Year returns ko dekhein, toh ye fund kaafi achha perform kiya hai. Yeh raha ek simple HTML table jo fund ke returns compare karta hai benchmark ke saath:

Period	JM Financial ELSS Tax Saver Fund - Regular Plan - Growth Returns	Nifty 500 TRI Returns
1 Year	-2.88%	Data not available
3 Year	16.38%	Data not available
5 Year	13.7%	Data not available

Yahan par fund manager Asit Bhandarkar ka bhi role important hai, unki investment strategies ne fund ki consistent performance ko maintain kiya hai. Volatility ka bhi dikkat hai, par long-term investors ke liye ye ek advantage hai. Agar aap SIP (Systematic Investment Plan) ke through invest karte hain, toh aap market ke ups and downs se bachte hain. Is fund ki expense ratio 1.85% hai, jo ki moderate hai. Overall, yeh fund tax-saving aur long-term growth ke liye ek acha option hai, lekin past performance ko future guarantee nahi kah sakte.

⚠️ Disclaimer: Educational only. Mutual funds are subject to market risks. Past performance does not guarantee future returns. Consult your SEBI-registered advisor.

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth portfolio breakdown for investors

Is fund ke top holdings mein ICICI Bank Ltd. (8.5%), HDFC Bank Ltd. (7.2%), Infosys Ltd. (5.8%), Reliance Industries Ltd. (5.2%), aur Axis Bank Ltd. (4.9%) shamil hain. Yeh holdings is fund ko ek strong foundation dete hain, kyunki yeh companies market mein established hain aur inki growth potential bhi acha hai. Sector allocation ki baat karein, toh financials, technology, aur energy sectors mein significant investment hai, jo ki diversified portfolio banata hai. Iska matlab yeh hai ki agar ek sector mein volatility aati hai, toh baaki sectors ise balance kar sakte hain. Yeh strategy long-term investors ke liye beneficial ho sakti hai, kyunki yeh unki portfolio diversification ko enhance karta hai. Investor perspective se dekhein, toh agar aap growth-oriented hain aur long-term investments karna chahte hain, toh yeh fund aapke portfolio mein ek valuable addition ho sakta hai.

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth – risk level aur volatility

Riskometer ke hisaab se, JM Financial ELSS Tax Saver Fund - Regular Plan - Growth ka risk level "Very High" hai. Yeh un investors ke liye suitable hai jo high-risk tolerance rakhte hain aur market ki volatility ko handle kar sakte hain. Volatility ek common factor hai equity investments mein, par agar aap long-term perspective se dekhte hain, toh aap is risk ko manage kar sakte hain. Agar aap SIP ke through invest karte hain, toh yeh volatility ka impact kam ho sakta hai, kyunki aap regular intervals par investments karte hain. Agar Sharpe ratio ki baat karein toh, data not available hai, par ye important hai ki aap ko samajh aaye ki is fund ka performance risk adjustment ke baad kaisa hai. Kya aap high-risk investments karne ke liye tayyar hain? Agar haan, toh yeh fund aap ke liye acha option ho sakta hai.

Who Should Invest?

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth future outlook for long term investors

Ab baat karte hain future outlook ki. Historically, Indian equity markets ne achhi growth dikhayi hai, aur JM Financial ELSS Tax Saver Fund - Regular Plan - Growth bhi is trend se alag nahi hai. Is fund ki sector exposure aur holdings ko dekhte hue, aane wale samay mein yeh fund growth potential dikhata hai. Financials aur technology sectors mein growth trends dekhne ko mil rahe hain, jo ki is fund ke liye positive sign hai. Updated in May 2026, aap expect kar sakte hain ki agar market conditions favorable rahe, toh yeh fund long-term investors ko achhi returns de sakta hai. Lekin, specific return predictions nahi kar sakte. Long-term investors ke liye, yeh fund ek strong candidate ban sakta hai, par hamesha market trends aur sectoral performance par nazar rakhna zaroori hai.

Pros & Cons

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth – fayde aur nuksan

Tax benefits under Section 80C
Diversified equity portfolio for better risk management
Strong historical performance in 3Y and 5Y returns
Managed by experienced fund manager Asit Bhandarkar

High risk level may not be suitable for all investors
Recent 1-year performance is negative
Expense ratio of 1.85% may affect overall returns

Frequently Asked Questions

JM Financial ELSS Tax Saver Fund - Regular Plan - Growth – aksar puche jaane wale sawaal (FAQs)

Kya JM Financial ELSS Tax Saver Fund ek achha investment option hai beginners ke liye?

Haan, agar aap long-term wealth creation aur tax benefits chahte hain, toh yeh fund beginners ke liye acha option ho sakta hai. SIP ke through invest karke aap risk manage kar sakte hain.

SIP invest karte waqt is fund mein kya returns expect kar sakte hain?

SIP ke through invest karne par aapko long-term mein achhe returns mil sakte hain, par specific predictions dena mushkil hai. Historical performance 3Y aur 5Y mein acchi rahi hai.

Kya is fund mein investment karne par tax benefits milte hain?

Haan, aap is fund mein investment karke Section 80C ke tahat tax deductions claim kar sakte hain, jo ki aapke overall tax liability ko kam karne mein madad karega.

Returns

Period	Fund Return (%)	Benchmark (Nifty 500 TRI) (%)
1 Year	-2.88%	—
3 Years	16.38%	—
5 Years	13.7%	—
Since Launch	14.2%	—

SIP Calculator

SIP / Lumpsum Calculator

Monthly SIP Amount (₹)

SIP Period (Years)

Hold Period After SIP (Years)

Annual Step-Up (%)

Return Scenario

Based on fund's 3Y return of 16.4%

Invested: ₹956k

Gains: ₹43712k

Total Invested

₹956245.48

Total Returns

+ ₹43711679.34

Maturity Value

₹44667924.82

SIP of ₹5000 for 10 years (stepping up 10% annually), then held for 20 years at 16.4% p.a.

*Projected returns are for illustration only. Past performance does not guarantee future returns.

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Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme‑related documents carefully before investing. Past performance does not guarantee future returns. The content on this page is for educational purposes only.