LIC Mutual Fund Debt Fund - Regular Plan - Growth

LIC Mutual Fund Debt Fund - Regular Plan - Growth investment objective and strategy

LIC Mutual Fund Debt Fund - Regular Plan - Growth ka objective hai investors ko stable returns dena. Ye fund debt securities mein invest karta hai, jismein government bonds, corporate bonds, aur debentures shamil hote hain. Agar aap conservative investor hain, jo equity market ki volatility se door rehna chahte hain, toh ye fund aapke liye sahi hai. Iska investment style active management par based hai, jisse fund manager Yogesh Patil market conditions ke hisaab se portfolio ko adjust karte hain. Overall, ye fund long-term stability aur income generation ko target karta hai.

LIC Mutual Fund Debt Fund - Regular Plan - Growth returns analysis 2026

Ab baat karte hain returns ki. LIC Mutual Fund Debt Fund - Regular Plan - Growth ka performance benchmark CRISIL Composite Bond Fund Index se compare karte hain.

Time Period	LIC Mutual Fund Debt Fund - Regular Plan - Growth	Benchmark
1 Year	-3.89%	Data not available
3 Years	4.01%	Data not available
5 Years	3.71%	Data not available

Dekha jaye toh, 1 saal ka return negative hai, jo ki market volatility ka parinaam hai. Lekin, 3 saal aur 5 saal ke returns mein thodi consistency nazar aati hai. Fund manager Yogesh Patil ki active management strategy ka bhi is par kafi asar pada hai. Investors ko ye samajhna hoga ki debt funds bhi market conditions se prabhavit hote hain, isliye volatility ka dhyan rakhna zaroori hai.

LIC Mutual Fund Debt Fund - Regular Plan - Growth portfolio breakdown for investors

Portfolio ki baat karein toh, LIC Mutual Fund Debt Fund - Regular Plan - Growth ka allocation bahut diversified hai. Is fund ke top 5 holdings kuch is tarah hain: 1. National Bank For Agriculture And Rural Development - 5.8% 2. Power Finance Corporation Ltd. - 5.2% 3. Rural Electrification Corporation Ltd. - 4.9% 4. 7.26% GOI 2032 - 4.5% 5. State Bank of India - 4.1% Ye holdings fund ki strategy ko support karte hain, kyunki ye sab stable aur established institutions hain. Sector allocation mein government securities aur infrastructure financing ka kafi bada hissa hai, jo ki risk ko mitigate karne mein madadgar hote hain. Is tarah, ye fund aapko stable income aur capital preservation ka opportunity deta hai.

LIC Mutual Fund Debt Fund - Regular Plan - Growth – risk level aur volatility

Is fund ka riskometer moderate hai, matlab ki ismein kuch risk hai, lekin ye high risk equity mutual funds se kafi kam hai. Agar aap debt securities mein invest karte hain, toh aapko interest rate fluctuations aur credit risks ka samna karna pad sakta hai. Is fund ki volatility moderate hai, jo ki long-term investors ke liye sahi ho sakti hai. Ye fund un investors ke liye suitable hai jo thoda risk le sakte hain, lekin abhi bhi stable returns chahte hain.

LIC Mutual Fund Debt Fund - Regular Plan - Growth – fayde aur nuksan

• Pros:
  • Stable returns with moderate risk.
  • Good for conservative investors.
  • Well-diversified portfolio.
  • Experienced fund manager, Yogesh Patil.
• Cons:
  • 1-year return negative hai.
  • Market volatility ka risk hai.
  • Expense ratio thoda higher hai (1.05%).