JM Financial Debt Fund - Regular Plan - Growth returns analysis 2026
Ab baat karte hain returns ki! Is fund ne pichle 1 saal mein 0% return diya hai, 3 saal aur 5 saal ke liye bhi returns 0% hain. Ye kuch unique hai, kyunki ye fund market benchmark, CRISIL Composite Bond Fund Index se bhi compare kiya ja sakta hai.
Yeh raha ek simple HTML table jo fund vs benchmark returns ko compare karta hai:
| Period |
JM Financial Debt Fund - Regular Plan - Growth |
Benchmark (CRISIL Composite Bond Fund Index) |
| 1 Year |
0% |
Data not available |
| 3 Years |
0% |
Data not available |
| 5 Years |
0% |
Data not available |
Kya aapko lagta hai ki is fund ki performance consistent hai? Yeh fund manager Asit Bhandarkar ki leadership mein manage hota hai, jinki investment strategy stable returns par focused hai. Lekin, investors ko zyada volatile returns ke liye is fund ko consider nahi karna chahiye.
JM Financial Debt Fund - Regular Plan - Growth portfolio breakdown for investors
Top Holdings
Is fund ka portfolio kaafi diversified hai, jismein kuch top holdings hain:
- National Bank For Agriculture And Rural Development (5.8%)
- Power Finance Corporation Ltd. (5.2%)
- Rural Electrification Corporation Ltd. (4.9%)
- 7.26% GOI 2032 (4.5%)
- State Bank of India (4.1%)
Sector Allocation
Ye fund mainly financial institutions aur government securities mein invest karta hai. Iska sector allocation balanced hai, jo investors ko ek stable return ki guarantee deta hai. Ye strategy fund ki consistency ko badhata hai aur market fluctuations se bhi protect karta hai.
Overall, JM Financial Debt Fund - Regular Plan - Growth ka portfolio structure iske long-term objectives ko support karta hai, jiski wajah se ye investors ko kaafi attractive lagta hai.
JM Financial Debt Fund - Regular Plan - Growth – risk level aur volatility
Is fund ka riskometer moderate hai, jo indicate karta hai ki yeh fund un investors ke liye suitable hai jo thoda risk le sakte hain, lekin zyada nahi. Iska expense ratio 1.05% hai, jo ki kaafi competitive hai is category ke liye.
Kyunki is fund ki returns zero hain pichle kuch saalon mein, iski volatility bhi kaafi low hai. Agar aap risk averse investor hain, toh yeh fund aapke liye attractive ho sakta hai. Lekin, long-term mein steady growth ka expectation nahi karna chahiye.