Groww Mutual Fund Debt Fund - Regular Plan - Growth

Groww Mutual Fund Debt Fund - Regular Plan - Growth complete review for investors

Groww Mutual Fund Debt Fund - Regular Plan - Growth debt category ka fund hai, jo ki primarily fixed income securities mein invest karta hai. Iska objective stable income generate karna hai, jo investors ko market volatility se protect kare. Ye fund un investors ke liye suitable hai jo moderate risk uthana chahte hain aur steady returns ki talash mein hain. Agar aap long-term wealth creation aur portfolio diversification ki soch rahe hain, toh ye fund aapki investment strategy ka ek acha hissa ban sakta hai. Chaliye, is fund ki performance aur strategy ko aur gehraai se samajhte hain.

Groww Mutual Fund Debt Fund - Regular Plan - Growth returns analysis 2026

Is fund ki returns ki baat karein, toh ye apne benchmark, CRISIL Composite Bond Fund Index ke saath compare hota hai. Chaliye, ek table dekhte hain jo 1 saal, 3 saal, aur 5 saal ki returns ko showcase karta hai:

Period	Groww Mutual Fund Debt Fund - Regular Plan - Growth	Benchmark (CRISIL Composite Bond Fund Index)
1 Year	12.28%	Data not available
3 Years	3.27%	Data not available
5 Years	1.95%	Data not available

1 saal ki return 12.28% hai, jo ki kaafi impressive hai. Lekin 3 saal aur 5 saal ki returns comparatively kam hai. Iska matlab ye hai ki fund ne short term mein acha perform kiya hai, lekin long-term consistency thodi challenging hai. Market volatility ke period mein, is fund ki moderate risk profile un investors ke liye acha hai jo stable returns ki talash mein hain. Aapne socha hoga ki kya fund manager ka impact hai? Koi specific fund manager nahi hai is fund ka, par overall strategy aur market conditions zaroor impact karte hain. Summary: - 1Y Return: 12.28% - 3Y Return: 3.27% - 5Y Return: 1.95%

Groww Mutual Fund Debt Fund - Regular Plan - Growth top holdings and portfolio allocation

Ab chaliye, is fund ke top holdings aur portfolio allocation par nazar daalte hain. Iske top 5 holdings hain: 1. National Bank For Agriculture And Rural Development - 5.8% 2. Power Finance Corporation Ltd. - 5.2% 3. Rural Electrification Corporation Ltd. - 4.9% 4. 7.26% GOI 2032 - 4.5% 5. State Bank of India - 4.1% Ye holdings indicate karti hain ki fund primarily government securities aur public sector undertakings mein invest karta hai. Iska sector allocation stable aur risk-averse strategy ko support karta hai. Ye fund un investors ke liye sahi hai jo long-term mein consistent aur reliable income chahte hain. Portfolio ka yeh structure short-term market fluctuations ke against protective hai. Aapne socha hoga ki kya ye strategy effective hai? Bilkul, agar aap risk-averse hain toh ye holdings aapki investment strategy ke liye suitable ho sakti hain.

Groww Mutual Fund Debt Fund - Regular Plan - Growth riskometer and downside risk

Groww Mutual Fund Debt Fund - Regular Plan - Growth ka riskometer moderate hai, jo ki iska risk profile define karta hai. Meaning, ye fund un investors ke liye hai jo kuch risk uthana chahte hain, par zyada nahi. Is fund ki volatility moderate hai, jo ki investors ko assurance dete hain ki unki investments zyada fluctuate nahi hongi. Sharpe ratio ki data available nahi hai, par aap samajh sakte hain ki ye fund un logon ke liye sahi hai jo market volatility se bachne ki koshish kar rahe hain. Agar aapko lagta hai ke aap moderate risk utha sakte hain, toh ye fund aapke liye ek acha option ho sakta hai.

Groww Mutual Fund Debt Fund - Regular Plan - Growth – fayde aur nuksan

• Fayde:
  • Stable income generation.
  • Moderate risk profile, jo risk-averse investors ke liye suitable hai.
  • Quality holdings, primarily government-backed securities.
  • Good for long-term SIP investors looking for consistent returns.
• Nuksan:
  • 5-year returns kuchh kam hai, jo long-term investors ko affect kar sakta hai.
  • Benchmark comparison mein consistency nahi hai.
  • Agar market volatility badhti hai toh returns bhi impact ho sakte hain.