SBI Blue Chip Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
31.25%
3Y Return
6.98%
Hamare paas do fund hain - SBI Blue Chip aur Axis Liquid. Ye dono fund aise hain jo agar aapko long-term wealth creation chahte hain, to aapka choice kitna mahatvapurn hai. Aaj hum is article mein in do fund ka comparison karenge aur dekhein ki aap dono fund mein kya difference hai.
| Parameter | ASBI Blue Chip Fund - Direct Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Large Cap | Liquid |
| NAV (₹) | 101.68 | 3096.85 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 0.79% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 11.35 | 0.11 |
| Sharpe Ratio | 2.18 | 4.36 |
| 1 Year Return (%) | 9.84% | 6.25% |
| 3 Year Return (%) | 31.25% | 6.98% |
| 5 Year Return (%) | 25.25% | 6.17% |
| Since Launch (%) | 12.02% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 8% | 207% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, fund A ki 3Y return 31.25% hai, jabki fund B ki 3Y return 6.98% hai. Isse hai ki fund A ki performance thodi adhik achchi hai. Lekin, expense ratio ke hisaab se, fund B thoda cost-effective hai. Riskometer kareeb Very High hai, lekin Sharpe ratio 2.18 hai, jiska matlab hai ki fund A ki risk-adjusted return thodi adhik achchi hai. Haan, fund B ki riskometer low hai, lekin Sharpe ratio 4.36 hai, jiska matlab hai ki fund B ki risk-adjusted return thodi adhik achchi hai. Sach ye hai, fund A better option hai long-term wealth creation ke liye.
Why consider SBI Blue Chip Fund?
- Expense ratio: 0.79%
- 3Y return: 31.25%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 2.18
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
SIP (Systematic Investment Plan) karein to fund B thoda consistent return deta hai. 3Y return stability ke liye, fund B thoda adhik achcha hai. Lekin, long-term wealth creation ke liye, fund A ki consistency thodi adhik achchi hai. Jis tarike se aap SIP karte hain, aap iski performance dekhe aur fund A chunen.
⚠️ Risk & Cost Analysis
Riskometer ke hisaab se, fund B ki risk low hai, jabki fund A ki risk Very High hai. Lekin, volatility ke hisaab se, fund A ki volatility 11.35 hai, jabki fund B ki volatility 0.11 hai. Sharpe ratio ke hisaab se, fund A ki risk-adjusted return thodi adhik achchi hai. Lekin, expense ratio ke hisaab se, fund B thoda cost-effective hai. Isse hai ki fund B ki risk-adjusted return thodi adhik achchi hai.
📊 Portfolio Diversification
Fund A ka asset allocation equity mein 97.26% hai, jabki fund B ka asset allocation CP, CD, aur T-Bills mein 96.75% hai. Fund A ka top 3 holdings HDFC Bank, ICICI Bank, aur Reliance Industries hai, jabki fund B ka top 3 holdings RBI, NABARD, aur Reliance Jio Infocomm hai. Fund A ka portfolio thoda adhik diversified hai, lekin fund B ka portfolio bhi thoda diversified hai. Sector risk ke hisaab se, fund A ki risk thodi adhik hai.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹4110903.05
@31.3% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 25.25% hai, jabki fund B ki 5Y return 6.17% hai. Isse hai ki fund A ki long-term return fund B se thodi adhik achchi hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 11.35 hai, jabki fund B ki volatility 0.11 hai. Sharpe ratio ke hisaab se, fund A ki risk-adjusted return fund B se thodi adhik achchi hai. Isse hai ki fund A ki higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.11% hai, jabki fund A ki expense ratio 0.79% hai. Isse hai ki fund B thoda cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price