Axis Mutual FundLiquidLow Risk

Axis Liquid Fund - Direct Plan - Growth

Current NAV₹3096.85as of 30/5/2026

AUM5.16 Lac Cr

AUM

5.16 Lac Cr

Expense Ratio

0.11%

Min SIP

₹500

Min Lumpsum

₹1000

Launch Date

1 January 2013

Exit Load

Nil

Riskometer

LowModerateHighVery High

Risk Level: Low

Volatility: 0.11 | Sharpe Ratio: 4.36

Fund Manager & Key Metrics

Fund ManagerAditya Pagaria; Devang Shah; Sachin Jain(13.4 years yrs)

Volatility0.11

Sharpe Ratio4.36

Portfolio Turnover207%

BenchmarkNIFTY Liquid Index

Holdings Date25/5/2026

Asset Allocation

CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0%

Investment Objective

Aims to provide capital appreciation by investing in Liquid securities

Top Holdings

As of 25-May-2026

1. Reserve Bank of India3.46%

2. National Bank For Agriculture & Rural Development3.37%

3. Reliance Jio Infocomm Ltd.2.9%

4. Reserve Bank of India2.89%

5. HDFC Bank Ltd.2.5%

6. Bank Of Baroda2.5%

7. National Bank For Agriculture & Rural Development2.42%

8. Reserve Bank of India2.38%

9. Tata Steel Ltd.1.93%

10. Reliance Retail Ventures Ltd.1.92%

Overview

Axis Liquid Fund - Direct Plan - Growth complete review for investors

Axis Liquid Fund - Direct Plan - Growth ek liquid mutual fund hai jo investors ko short-term capital appreciation aur liquidity provide karta hai. Iska objective hai ki investors apne surplus funds ko short time period ke liye invest kar sakein bina kisi zyada risk ke. Yadi aap ek conservative investor hain jo short-term investments ke liye soch rahe hain, toh ye fund aapke liye bilkul suitable ho sakta hai. Is fund ka investment style primarily debt securities par focus karta hai, jo ki liquidity aur stability ko maintain karte hain. Axis Liquid Fund - Direct Plan - Growth ka AUM ₹51643.21 crore hai, jo iski popularity aur investor confidence ko darshata hai. Agar aapko liquidity aur safety chahiye, toh ye fund aapke portfolio mein achha fit ho sakta hai.

Performance & Analysis

Axis Liquid Fund - Direct Plan - Growth yearly return performance

Axis Liquid Fund - Direct Plan - Growth ne pichle saal mein 6.25% ka return diya hai, jo ki kaafi consistent hai. Is fund ke 3-year aur 5-year returns bhi 6.98% aur 6.17% hai, jo ki market benchmark NIFTY Liquid Index ke comparison mein achhe hai. Ek investor ke liye ye zaroori hota hai ki wo returns ki consistency aur volatility ko samjhe. Is fund ka riskometer low hai, jo dikhaata hai ki is fund mein risk ki kami hai. Fund managers Aditya Pagaria, Devang Shah, aur Sachin Jain is fund ko manage kar rahe hain, unka tenure 13.4 saal hai jo ki unki expertise ko darshata hai. Ye returns stable raha hai, lekin kabhi-kabhi volatility bhi dekhi gayi hai, especially jab market mein fluctuations aate hain. Lekin, ye fund apne conservative approach ki wajah se stability banaye rakhne mein successful raha hai. Agar aap ko consistent returns chahiye, toh ye fund aapke liye sahi ho sakta hai.

📢 Important Note: Data sourced from AMFI and fund factsheets. Returns are historical. Investments may go up or down.

Axis Liquid Fund - Direct Plan - Growth top holdings and portfolio allocation

Axis Liquid Fund - Direct Plan - Growth ki top holdings mein Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), aur Reliance Jio Infocomm Ltd. (2.9%) shamil hain. Ye holdings ek strong portfolio banati hain jo ki risk diversification aur stability ko dhyaan mein rakhti hai. Is fund ka overall portfolio allocation primarily debt instruments par hai, jo ki ek liquid fund ke liye zaroori hai. Ye fund investors ko short-term liquidity provide karta hai, jo ki kisi bhi urgent financial need ko pura karne mein madadgar hota hai. Sector allocation bhi kaafi achha hai, jisme financial services, infrastructure aur government securities ka achha mix hai. Ye fund apne holdings ke through economy ke different sectors mein exposure deta hai, jo risk ko kam karne mein madad karta hai. Agar aapke paas ek conservative investment strategy hai, toh Axis Liquid Fund - Direct Plan - Growth aapko portfolio mein diversification aur stability provide karne mein madad karega.

Axis Liquid Fund - Direct Plan - Growth risk analysis and volatility

Axis Liquid Fund - Direct Plan - Growth ka riskometer low hai, jo ki iski stability aur safety ko darshata hai. Ye fund un investors ke liye suitable hai jo high-risk investments se bachna chahte hain. Volatility ke case mein, ye fund market fluctuations ke dauran bhi stable raha hai. Is fund ka Sharpe ratio available nahi hai, lekin iski consistent performance low risk ke sath dikhata hai. Ye fund short-term investors ke liye ek achha option hai jo zyada risk nahi lena chahte hain. Agar aap ek conservative investor hain, toh aapko is fund ka risk profile achha lagega, kyunki ye aapke investments ko stable returns dene ki koshish karta hai, bina zyada volatility ke.

Who Should Invest?

Axis Liquid Fund - Direct Plan - Growth – aage kya? (long term outlook)

Axis Liquid Fund - Direct Plan - Growth ka long-term outlook kaafi promising hai. Historical data ko dekhte hue, ye fund consistently low risk aur steady returns generate karta raha hai. Aane wale samay mein, agar market conditions favorable rahe, toh ye fund investors ke liye ek achha option ban sakta hai. Sector exposure bhi diversified hai, jo ki economic changes ke dauran fund ko stable rakhta hai. Ye fund market volatility ke dauran bhi resilient raha hai, jo ek investor ko comfort deta hai. Updated in May 2026, ye fund actively market ke changes ke according apni strategy ko adjust karta hai. Agar aap long-term wealth creation ke liye soch rahe hain, toh Axis Liquid Fund - Direct Plan - Growth ka future potential kaafi achha hai.

Pros & Cons

Axis Liquid Fund - Direct Plan - Growth advantages and disadvantages

Advantage: Low expense ratio (0.11%) jo ki long-term returns ko enhance karta hai.
Advantage: Stable and consistent returns, ideal for conservative investors.
Advantage: Low risk profile, suitable for short-term liquidity needs.
Advantage: Strong fund management team with 13.4 years of combined experience.
Disadvantage: Limited high returns potential compared to equity funds.
Disadvantage: Not suitable for aggressive investors seeking high growth.
Disadvantage: Returns may not keep up with inflation over the long-term.

Frequently Asked Questions

Axis Liquid Fund - Direct Plan - Growth – aksar puche jaane wale sawaal (FAQs)

Kya Axis Liquid Fund - Direct Plan - Growth beginners ke liye sahi hai?

Haan, Axis Liquid Fund - Direct Plan - Growth beginners ke liye ideal hai, kyunki iski low risk aur expense ratio beginners ko comfort deta hai.

Kya is fund mein SIP invest karna achha rahega?

Haan, SIP investing is fund mein achha rahega, kyunki ye aapko regular contributions se disciplined investing ka fayda deta hai.

Is fund mein risk kya hai?

Axis Liquid Fund - Direct Plan - Growth ka riskometer low hai, jo ki iski stability aur consistent returns ko darshata hai. Ye conservative investors ke liye suitable hai.

Kya is fund par tax lagta hai?

Haan, Axis Liquid Fund se hone wale returns par tax applicable hai, jo ki aapke income tax slab ke according hoga.

Returns

Period	Fund Return (%)	Benchmark (NIFTY Liquid Index) (%)
1 Year	6.25%	—
3 Years	6.98%	—
5 Years	6.17%	—
Since Launch	6.86%	—

SIP Calculator

SIP / Lumpsum Calculator

Monthly SIP Amount (₹)

SIP Period (Years)

Hold Period After SIP (Years)

Annual Step-Up (%)

Return Scenario

Based on fund's 3Y return of 7.0%

Invested: ₹956k

Gains: ₹4208k

Total Invested

₹956245.48

Total Returns

+ ₹4208178.81

Maturity Value

₹5164424.28

SIP of ₹5000 for 10 years (stepping up 10% annually), then held for 20 years at 7.0% p.a.

*Projected returns are for illustration only. Past performance does not guarantee future returns.

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Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme‑related documents carefully before investing. Past performance does not guarantee future returns. The content on this page is for educational purposes only.