SBI Blue Chip Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.44%
3Y Return
6.98%
Aaj hum do mutual funds ke beech mein milaap karenge - SBI Blue Chip Fund aur Axis Liquid Fund. SBI Blue Chip Fund ek Large Cap fund hai, jabki Axis Liquid Fund ek Liquid fund hai. Is article mein hum dekhein ki kis fund mein long term mein investment karna accha hai.
| Parameter | ASBI Blue Chip Fund - Regular Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Large Cap | Liquid |
| NAV (₹) | 166.74 | 3096.85 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 1.43% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 11.37 | 0.11 |
| Sharpe Ratio | 0.52 | 4.36 |
| 1 Year Return (%) | -0.75% | 6.25% |
| 3 Year Return (%) | 12.44% | 6.98% |
| 5 Year Return (%) | 13.47% | 6.17% |
| Since Launch (%) | 22.61% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 18 November 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Saurabh Pant (2.5 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.73%), ICICI Bank Ltd. (7.76%), Reliance Industries Ltd. (6.56%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 97.26% | T-Bills: 0.78% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 8% | 207% |
🤖 AI Verdict – Which is Better?
Haan, lekin humein fund ki category aur return par focus karna hoga. Fund A ki 3Y return 12.44% hai, lekin expense ratio 1.43% hai. Fund B ki 3Y return 6.98% hai, lekin expense ratio 0.11% hai. Sach ye hai, Fund A ki 3Y return Fund B se adhik hai, lekin expense ratio Fund B se kam hai. Isliye, hum Fund B ko long-term wealth creation ke liye better fund manaenge.
Why consider SBI Blue Chip Fund?
- Expense ratio: 1.43%
- 3Y return: 12.44%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.52
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
SIP Suitability ke liye hum monthly SIP ke liye 10+ years ke liye fund ki consistency aur return stability ka comparison karenge. Fund A ki 1Y return -0.75% hai, lekin Fund B ki 1Y return 6.25% hai. Fund A ki consistency Fund B se kam hai, lekin Fund A ki return stability Fund B se adhik hai. Isliye, hum Fund A ko monthly SIP ke liye better fund manaenge.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karenge. Fund A ki riskometer Very High hai, lekin volatility 11.37 hai. Fund B ki riskometer Low hai, lekin volatility 0.11 hai. Sharpe ratio mein bhi Fund B better hai. Isliye, hum Fund B ko risk-adjusted returns ke liye better fund manaenge.
📊 Portfolio Diversification
Ab hum asset allocation aur top holdings concentration ka comparison karenge. Fund A ki asset allocation mein Equity 97.26% hai, lekin top 3 holdings mein HDFC Bank, ICICI Bank, aur Reliance Industries hain. Fund B ki asset allocation mein CP, CD, aur T-Bills hain. Top 3 holdings mein RBI, NABARD, aur Reliance Jio Infocomm hain. Isliye, hum Fund B ko asset allocation aur top holdings concentration ke liye better fund manaenge.
SIP Calculator – Compare Growth Potential
SBI Blue Chip Fund
₹1192614.40
@12.4% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 13.47% hai, lekin Fund B ki 5Y return 6.17% hai. Isliye, Fund A long run mein better fund hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 11.37 hai, lekin Fund B ki volatility 0.11 hai. Sharpe ratio mein bhi Fund B better hai. Isliye, Fund B higher risk fund se better hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 1.43% hai, lekin Fund B ki expense ratio 0.11% hai. Isliye, Fund B cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price