Nippon India Small Cap Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
20.63%
3Y Return
6.98%
Chaliye dekho, aaj hum do funds ka comparison karenge - Nippon India Small Cap Fund aur Axis Liquid Fund. Ye do funds alag-alag categories mein aate hain - Small Cap aur Liquid. Aaj hum jaanne jaa rahe hain ki kis fund mein long-term wealth creation ke liye invest karna chahiye.
| Parameter | ANippon India Small Cap Fund - Direct Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Small Cap | Liquid |
| NAV (₹) | 194.77 | 3096.85 |
| AUM (₹ Cr) | 7.27 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 0.64% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 18.66 | 0.11 |
| Sharpe Ratio | 0.76 | 4.36 |
| 1 Year Return (%) | 5.69% | 6.25% |
| 3 Year Return (%) | 20.63% | 6.98% |
| 5 Year Return (%) | 21.91% | 6.17% |
| Since Launch (%) | 23.95% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | Nifty Smallcap 250 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 97.17% | CD: 0.21% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 32% | 207% |
🤖 AI Verdict – Which is Better?
Sach ye hai, agar hum long-term wealth creation ke liye fund ko chunne jaa rahe hain, to Nippon India Small Cap Fund better option hai. Ye fund iske 3Y return (20.63%) aur expense ratio (0.64%) ke liye jaana jaata hai. Lekin, riskometer ke hisaab se, is fund ka risk very high hai. Haan, koi bhi investment risk laati hai, lekin humein risk ko manage karna hai.
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
Aap monthly SIP ke liye kis fund ko chun sakte hain? Hum dekhte hain ki Nippon India Small Cap Fund aur Axis Liquid Fund mein consistent return stability hai. Fund A ki 1Y return 5.69% hai, jabki Fund B ki 1Y return 6.25% hai. Haan, long-term mein Fund A ki return stabler hai.
⚠️ Risk & Cost Analysis
Humein kya chahiye - riskometer, volatility, Sharpe ratio, aur expense ratio ko dekhna hai. Fund A ki volatility 18.66 hai, jabki Fund B ki volatility 0.11 hai. Sharpe ratio ke hisaab se bhi, Fund B better hai. Expense ratio ke hisaab se, Fund B 0.11% hai, jabki Fund A 0.64% hai. Haan, Fund B ki expense ratio asani se fund ko run karna hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration dekhte hain. Fund A ki equity allocation 97.17% hai, jabki CD allocation 0.21% hai. Fund B ki asset allocation CP, CD, T-Bills, aur Debt se banti hai. Haan, Fund B ki asset allocation mehengi assets mein investment nahi karte. Top 3 holdings ke hisaab se bhi, Fund B ki holdings diversified hain.
SIP Calculator – Compare Growth Potential
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ki 5Y return 21.91% hai, jabki Axis Liquid Fund ki 5Y return 6.17% hai. Haan, humein Fund A ki return ko long-term wealth creation ke liye consider karna chahiye.
Q2: Is the higher risk fund worth it?
Nippon India Small Cap Fund ki volatility 18.66 hai, jabki Axis Liquid Fund ki volatility 0.11 hai. Sharpe ratio ke hisaab se bhi, Fund B better hai. Haan, Fund A ka risk very high hai, lekin humein risk ko manage karna hai.
Q3: Which fund is more cost-effective?
Axism Liquid Fund ki expense ratio 0.11% hai, jabki Nippon India Small Cap Fund ki expense ratio 0.64% hai. Haan, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price