Nippon India Multi Cap Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
6.98%
Dekho, aap logon ko Fund A aur Fund B ke beech meh kaee tarah ke faayde aur nuksaan dikhane ke liye aaj hum aapke saamne hain. Fund A, Nippon India Multi Cap Fund Direct Plan Growth ek Multi Cap fund hai, jabki Fund B, Axis Liquid Fund Direct Plan Growth ek Liquid fund hai. Chaliye, yahaan hum aapko bataate hain ki dono funds ke beech kitne bade faayde aur nuksaan hain.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Multi Cap | Liquid |
| NAV (₹) | 327.56 | 3096.85 |
| AUM (₹ Cr) | 5.26 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.11 |
| Sharpe Ratio | 0.9 | 4.36 |
| 1 Year Return (%) | 1.81% | 6.25% |
| 3 Year Return (%) | 19.38% | 6.98% |
| 5 Year Return (%) | 20.94% | 6.17% |
| Since Launch (%) | 15.99% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 99.5% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 89% | 207% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A hai yahaan ki winner ke liye. Iska 3Y return 19.38% hai, jabki expense ratio 0.84% hi hai. Riskometer bhi Very High hai, lekin Sharpe ratio 0.9 hai. Fund B ka 3Y return 6.98% hai, lekin expense ratio 0.11% hi hai. Haan, Fund B ka Riskometer Low hai, lekin iska Sharpe ratio bahut bada 4.36 hai. Dekho, Fund A ka 5Y return 20.94% hai, jo Fund B ka 6.17% se bahut bada hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
Aapko monthly SIP karna hai 10+ saal ke liye, to Fund A hai yahaan ki better option. Iska 3Y return bahut bada hai, lekin expense ratio bhi thoda zyada hai. Fund B ka 3Y return kam hai, lekin expense ratio kam hai. Chaliye, aapko iske beech se decision leni hogi.
⚠️ Risk & Cost Analysis
Haan, riskometer aur volatility ke maamle mein Fund B bahut accha hai. Iska Riskometer Low hai aur volatility 0.11 hai. Fund A ka Riskometer Very High hai aur volatility 14.38 hai. Lekin, Sharpe ratio ke maamle mein Fund A bahut accha hai. Iska Sharpe ratio 0.9 hai, jo Fund B ka 4.36 se kam hai. Expense ratio ke maamle mein bhi Fund A thoda zyada hai.
📊 Portfolio Diversification
Asset allocation ke maamle mein, Fund A ka 99.5% equity hai, jo Fund B ka 53.47% cash and cash equivalents se bada hai. Top holdings concentration ke maamle mein, Fund A ka HDFC Bank Ltd. aur ICICI Bank Ltd. aur Axis Bank Ltd. ka bada presence hai, lekin Fund B ka Reserve Bank of India aur National Bank For Agriculture & Rural Development ka bada presence hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 20.94% hai, jo Fund B ka 6.17% se bahut bada hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer Very High hai, lekin Sharpe ratio 0.9 hai. Fund B ka riskometer Low hai, lekin Sharpe ratio 4.36 hai.
Q3: Which fund is more cost‑effective?
Fund B ka expense ratio 0.11% hai, jo Fund A ka 0.84% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price