Nippon India Large Cap Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.98%
Dekho, aaj hum do fundon ka comparison karne ja rahe hain - Nippon India Large Cap Fund aur Axis Liquid Fund. Ye donon funds different categories mein hain - Large Cap aur Liquid. Aaj hum jaanege ki iske beech kya antar hai aur humein kya seekhne ko milega.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Large Cap | Liquid |
| NAV (₹) | 98.75 | 3096.85 |
| AUM (₹ Cr) | 5.17 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.11 |
| Sharpe Ratio | 0.73 | 4.36 |
| 1 Year Return (%) | -0.91% | 6.25% |
| 3 Year Return (%) | 15.4% | 6.98% |
| 5 Year Return (%) | 16.46% | 6.17% |
| Since Launch (%) | 15.3% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 96.43% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 70% | 207% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B, Axis Liquid Fund, long-term wealth creation ke liye better hai. Iska 3Y return 6.98% hai, jabki Fund A, Nippon India Large Cap Fund, ka 3Y return 15.4% hai. Lekin expense ratio ke liye Fund B acha hai, jo 0.11% hai, jabki Fund A ka expense ratio 0.8% hai. Riskometer ke hisab se bhi Fund B better hai, jo Low hai, jabki Fund A ka riskometer Very High hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
Ek monthly SIP ke liye, Fund B, Axis Liquid Fund, better hai. Iska 1Y return 6.25% hai, jo Fund A ka 1Y return -0.91% se jyada hai. Iske alawa, Fund B ka expense ratio bhi thoda kam hai, jo 0.11% hai, jabki Fund A ka expense ratio 0.8% hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke hisab se, Fund B, Axis Liquid Fund, better hai. Iska riskometer Low hai, jabki Fund A ka riskometer Very High hai. Volatility ke hisab se bhi Fund B better hai, jo 0.11 hai, jabki Fund A ka volatility 12.25 hai. Sharpe ratio ke hisab se bhi Fund B better hai, jo 4.36 hai, jabki Fund A ka Sharpe ratio 0.73 hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, Fund B, Axis Liquid Fund, better hai. Iska asset allocation CP, CD, T-Bills, Debenture, Money Mkt, Bonds/NCD, NCD, Debt aur IRS mein hai, jabki Fund A ka asset allocation Equity mein hai. Top holdings concentration ke hisab se bhi Fund B better hai, jo Reserve Bank of India, National Bank For Agriculture & Rural Development aur Reliance Jio Infocomm Ltd. mein hai, jabki Fund A ka top holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. mein hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B ke 5Y return 6.17% hai, jo Fund A ke 5Y return 16.46% se kam hai. Lekin Fund B ka 3Y return 6.98% hai, jo Fund A ka 3Y return 15.4% se jyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ke jyada risk ke liye, sharpe ratio ke hisab se bhi Fund A better hai, jo 0.73 hai, jabki Fund B ka sharpe ratio 4.36 hai. Lekin volatility ke hisab se Fund B better hai, jo 0.11 hai, jabki Fund A ka volatility 12.25 hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.11% hai, jo Fund A ka expense ratio 0.8% se kam hai. Iske alawa, Fund B ka AUM 51643.21 Cr hai, jo Fund A ka AUM 51690.28 Cr se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price