Nippon India Large Cap Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.98%
Chaliye, dekho, main aapko do fund ke baare mein batata hoon. Fund A, Nippon India Large Cap Fund, ek bada fund hai, while Fund B, Axis Liquid Fund, ek liquid fund hai. Main aapko batata hoon ki yeh do fund kaise alag-alag hain aur aapko kya seekhne ke liye aaye hain.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Large Cap | Liquid |
| NAV (₹) | 42.22 | 3096.85 |
| AUM (₹ Cr) | 5.17 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 12.27 | 0.11 |
| Sharpe Ratio | 0.73 | 4.36 |
| 1 Year Return (%) | -0.91% | 6.25% |
| 3 Year Return (%) | 15.4% | 6.98% |
| 5 Year Return (%) | 3.31% | 6.17% |
| Since Launch (%) | 12.7% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 96.43% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 70% | 207% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B, Axis Liquid Fund, aapke liye better fund hai. Iska 3Y return 6.98% hai, jo Fund A ke 15.4% se kam hai. Lekin expense ratio Fund A ka 1.56% hai, jo Fund B ka 0.11% se ziada hai. Isliye, Fund B aapke liye better fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
Ek SIP ke liye Fund B aapke liye better fund hai. Iska consistency aur return stability Fund B ke hisab se accha hai. Fund B ka 1Y return 6.25% hai, jo Fund A ke -0.91% se kam hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se Fund B aapke liye better fund hai. Iska riskometer Low hai, jo Fund A ka Very High se kam hai. Sharpe ratio Fund B ka 4.36 hai, jo Fund A ka 0.73 se accha hai. Lekin expense ratio Fund A ka 1.56% hai, jo Fund B ka 0.11% se ziada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se Fund B aapke liye better fund hai. Fund B ka asset allocation CP, CD, aur T-Bills ke hisab se accha hai. Top holdings concentration Fund B ka 3.46% hai, jo Fund A ka 9.24% se kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 3.31% hai, jo Fund B ka 6.17% se kam hai. Isliye, Fund A aapke liye long run mein better fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka 3Y return 15.4% hai, jo Fund B ka 6.98% se accha hai. Lekin volatility Fund A ka 12.27 hai, jo Fund B ka 0.11 se ziada hai. Isliye, Fund A aapke liye higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.11% hai, jo Fund A ka 1.56% se kam hai. Isliye, Fund B aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price