Motilal Oswal Large Cap Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
12.12%
3Y Return
6.98%
Chaliye dekho, hum aaj do funds ka comparison karne wale hain, Motilal Oswal Large Cap Fund aur Axis Liquid Fund. Ye donon funds alag-alag categories mein hain, Large Cap aur Liquid. Hum aapko batayenge ki yeh do funds aapke paiso ki growth ke liye kitne achhe hain.
| Parameter | AMotilal Oswal Large Cap Fund - Direct Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Motilal Oswal | Axis Mutual Fund |
| Category | Large Cap | Liquid |
| NAV (₹) | 13.56 | 3096.85 |
| AUM (₹ Cr) | 5.35 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 0.82% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 12.29 | 0.11 |
| Sharpe Ratio | 0.46 | 4.36 |
| 1 Year Return (%) | -1.96% | 6.25% |
| 3 Year Return (%) | 12.12% | 6.98% |
| 5 Year Return (%) | 12.11% | 6.17% |
| Since Launch (%) | 14.83% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 12 February 2024 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Niket Shah (3.5 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 26% | 207% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, Motilal Oswal Large Cap Fund, 3Y return mein top par hai, lekin expense ratio thoda high hai. Lekin Fund B, Axis Liquid Fund, expense ratio bahut low hai, lekin return bhi thoda kam hai. Haan, hum kahainge ki Fund A aapke long-term wealth creation ke liye better option hai, lekin aapko expense ratio ka dhyan rakhna hoga.
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
dekho, SIP ke liye Fund B, Axis Liquid Fund, thoda better hai, kyunki iska return stability aur consistency thoda high hai. Lekin Fund A ka 3Y return bhi bahut Achha hai, lekin iska riskometer very high hai, jisse koi bhi investor thoda chinta kar sakta hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye Fund A thoda high hai, lekin sharpe ratio aur expense ratio ke liye Fund B bahut low hai. Haan, Fund A ka riskometer very high hai, lekin Fund B ka expense ratio bahut low hai. Sach ye hai, Fund B aapke risk-adjusted returns ke liye better option hai.
📊 Portfolio Diversification
Asset allocation ke liye Fund A ka equity proportion 96% hai, jisse iska concentration thoda high hai. Lekin Fund B ka asset allocation CP aur CD mein high hai, jisse iska concentration thoda low hai. Sach ye hai, Fund B ka portfolio diversification thoda better hai.
SIP Calculator – Compare Growth Potential
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns. Fund A ka 5Y return 12.11% hai, jabki Fund B ka 5Y return 6.17% hai. To, Fund A aapke long-run returns ke liye better option hai.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio. Fund A ka volatility 12.29% hai, jabki Fund B ka volatility 0.11% hai. Sharpe ratio ke liye bhi Fund B better hai. To, Fund B aapke risk-adjusted returns ke liye better option hai.
Q3: Which fund is more cost-effective?
Answer comparing expense ratio and exit load (if provided). Fund B ka expense ratio 0.11% hai, jabki Fund A ka expense ratio 0.82% hai. To, Fund B aapke cost-effectiveness ke liye better option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price