ICICI Prudential Bluechip Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.44%
3Y Return
6.98%
Apne portfolio mein investment karna hai? Dekho, hum aaj two popular funds ke beech comparison karne ja rahe hain - ICICI Prudential Bluechip Fund aur Axis Liquid Fund. Ye dono funds SEBI-registered hain aur investors ke liye upyukt hain. Lekin, kya ye dono funds aapke investment ke liye upyukt hain? Chaliye, hum ek nazar se dekhte hain.
| Parameter | AICICI Prudential Bluechip Fund - Direct Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | ICICI Prudential | Axis Mutual Fund |
| Category | Large Cap | Liquid |
| NAV (₹) | 83.91 | 3096.85 |
| AUM (₹ Cr) | 5.81 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 0.52% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 12.52 | 0.11 |
| Sharpe Ratio | 0.71 | 4.36 |
| 1 Year Return (%) | 24.48% | 6.25% |
| 3 Year Return (%) | 15.44% | 6.98% |
| 5 Year Return (%) | 12.65% | 6.17% |
| Since Launch (%) | 16.42% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 28% | 207% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, humko 3Y return, expense ratio, aur risk ka dhyan rakhna hoga. Fund A, ICICI Prudential Bluechip Fund, ka 3Y return 15.44% hai, jabki Fund B, Axis Liquid Fund, ka 3Y return 6.98% hai. Lekin, expense ratio mein Fund B better hai, 0.11% ki expense ratio ke saath. Riskometer par bhi Fund B thoda sa behtar hai, low riskometer ke saath. To, humka lagta hai ki Fund B long-term wealth creation ke liye better hai.
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, humko consistency aur return stability ka dhyan rakhna hoga. Fund A ka 1Y return 24.48% hai, jo kaafi zyada hai, lekin 3Y return 15.44% hai, jo thoda sa kam hai. Fund B ka 1Y return 6.25% hai, lekin 3Y return 6.98% hai, jo consistent hai. To, SIP ke liye, Fund B better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke liye humne dekha hai ki Fund B thoda sa better hai. Fund B ka riskometer low hai, volatility 0.11 hai, aur Sharpe ratio 4.36 hai. Lekin, expense ratio mein bhi Fund B behtar hai, 0.11% ki expense ratio ke saath. To, Fund B offer better risk-adjusted returns deti hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humne dekha hai ki Fund A ka portfolio thoda sa concentrated hai, HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke shares mein. Lekin, Fund B ka portfolio thoda sa diversified hai, CP, CD, T-Bills, aur bonds ke shares mein. To, Fund B portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund B, Axis Liquid Fund, long run mein better returns deti hai, 5Y return 6.17% hai. Fund A ka 5Y return 12.65% hai, lekin Fund B ka consistency aur stability ka dhyan rakhne ke liye better hai.
Q2: Is the higher risk fund worth it?
Ans: Nahi, higher risk fund na hi chahiye. Fund A ka riskometer Very High hai, jiska matlab hai ki yeh fund zyada riski hai. Fund B ka riskometer low hai, jiska matlab hai ki yeh fund kam riski hai aur better return deti hai.
Q3: Which fund is more cost-effective?
Ans: Fund B, Axis Liquid Fund, cost-effective hai, 0.11% ki expense ratio ke saath. Fund A ka expense ratio 0.52% hai, jiska matlab hai ki yeh fund expense ke liye zyada paisa leta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price