HDFC Flexi Cap Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.98%
dekho, humne do funds ki comparison ki hai - HDFC Flexi Cap Fund aur Axis Liquid Fund. Ek Multi Cap category ka hai, dusra Liquid category ka. hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai aur kyun.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | Liquid |
| NAV (₹) | 1945.71 | 3096.85 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.11 |
| Sharpe Ratio | 0.87 | 4.36 |
| 1 Year Return (%) | -0.81% | 6.25% |
| 3 Year Return (%) | 17.84% | 6.98% |
| 5 Year Return (%) | 17.6% | 6.17% |
| Since Launch (%) | 14.35% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 26% | 207% |
🤖 AI Verdict – Which is Better?
haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Axis Liquid Fund ke 6.98% se zyada hai. lekin, HDFC Flexi Cap Fund ka riskometer Very High hai, jo Axis Liquid Fund ke Low riskometer se zyada hai. expense ratio ki baat karein to, HDFC Flexi Cap Fund ka 0.67% hai, jo Axis Liquid Fund ke 0.11% se zyada hai. chaliye, hum kehte hain ki HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai, lekin risk bhi zyada hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
sach ye hai, HDFC Flexi Cap Fund ka return consistency aur stability Axis Liquid Fund se zyada hai. isliye, HDFC Flexi Cap Fund 10+ years ke liye monthly SIP ke liye behtar hai. dekho, Axis Liquid Fund ka return stability zyada hai, lekin return bhi kam hai.
⚠️ Risk & Cost Analysis
risk ki baat karein to, HDFC Flexi Cap Fund ka riskometer Very High hai, volatility 12.97 hai, aur Sharpe ratio 0.87 hai. Axis Liquid Fund ka riskometer Low hai, volatility 0.11 hai, aur Sharpe ratio 4.36 hai. cost ki baat karein to, HDFC Flexi Cap Fund ka expense ratio 0.67% hai, aur Axis Liquid Fund ka 0.11% hai. chaliye, hum kehte hain ki Axis Liquid Fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
portfolio diversification ki baat karein to, HDFC Flexi Cap Fund ka asset allocation Equity 97% hai, aur Axis Liquid Fund ka asset allocation CP 53.47%, CD 31.44% hai. top holdings ki baat karein to, HDFC Flexi Cap Fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Axis Liquid Fund ka top 3 holdings Reserve Bank of India, National Bank For Agriculture & Rural Development, aur Reliance Jio Infocomm Ltd. hai. dekho, HDFC Flexi Cap Fund ka sector risk zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, aur 3Y return 17.84% hai, jo Axis Liquid Fund ke 6.17% aur 6.98% se zyada hai.
Q2: Is the higher risk fund worth it?
higher risk fund ka Sharpe ratio 0.87 hai, jo Axis Liquid Fund ke 4.36 se kam hai. isliye, higher risk fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
Axis Liquid Fund ka expense ratio 0.11% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai. exit load ki information N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price