HDFC Flexi Cap Fund vs Axis Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
17.84%
3Y Return
6.98%
Dekho, humne do funds ki comparison ki hai - Multi Cap category ka HDFC Flexi Cap Fund aur Liquid category ka Axis Liquid Fund. Chaliye, hum yeh jaanenge ki inme se kaunsa fund aapke long-term wealth creation ke liye behtar hai, aur kyon.
| Parameter | AHDFC Flexi Cap Fund - Direct Plan - Growth | BAxis Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Axis Mutual Fund |
| Category | Multi Cap | Liquid |
| NAV (₹) | 1945.71 | 3096.85 |
| AUM (₹ Cr) | 10.05 Lac Cr | 5.16 Lac Cr |
| Expense Ratio (%) | 0.67% | 0.11% |
| Riskometer | Very High | Low |
| Volatility | 12.97 | 0.11 |
| Sharpe Ratio | 0.87 | 4.36 |
| 1 Year Return (%) | -0.81% | 6.25% |
| 3 Year Return (%) | 17.84% | 6.98% |
| 5 Year Return (%) | 17.6% | 6.17% |
| Since Launch (%) | 14.35% | 6.86% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Roshi Jain; Gopal Agrawal (3.8 years yrs) | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) |
| Asset Allocation | Equity: 97.00% | T-Bills: 3.00% | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% |
| Portfolio Turnover | 26% | 207% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Flexi Cap Fund ka 3Y return 17.84% hai, jo Axis Liquid Fund ke 6.98% se zyada hai. Lekin, risk bhi zyada hai, lekin expense ratio thodi kam hai. Sach ye hai, HDFC Flexi Cap Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Flexi Cap Fund?
- Expense ratio: 0.67%
- 3Y return: 17.84%
- AUM: 10.05 Lac Cr
- Sharpe Ratio: 0.87
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
📈 SIP Suitability
Chaliye, dekho, HDFC Flexi Cap Fund ka return thoda volatile hai, lekin Axis Liquid Fund ka return consistent hai. Agar aap 10+ years ke liye SIP karna chahte hain, to HDFC Flexi Cap Fund behtar hai, kyunki uska long-term return zyada hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, HDFC Flexi Cap Fund ka risk very high hai, jabki Axis Liquid Fund ka risk low hai. Volatility bhi HDFC Flexi Cap Fund mein zyada hai, lekin Sharpe ratio Axis Liquid Fund ka zyada hai. Expense ratio HDFC Flexi Cap Fund ka 0.67% hai, jabki Axis Liquid Fund ka 0.11% hai.
📊 Portfolio Diversification
Dekho, HDFC Flexi Cap Fund ka asset allocation equity mein 97% hai, jabki Axis Liquid Fund ka asset allocation CP, CD, T-Bills mein divided hai. Top holdings mein HDFC Flexi Cap Fund ka concentration zyada hai, kyunki uska 6.5% HDFC Bank Ltd. mein invested hai.
SIP Calculator – Compare Growth Potential
HDFC Flexi Cap Fund
₹1664275.59
@17.8% annual return (3Y)
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Flexi Cap Fund ka 5Y return 17.6% hai, jo Axis Liquid Fund ke 6.17% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Flexi Cap Fund ka risk very high hai, lekin uska Sharpe ratio 0.87 hai, jo Axis Liquid Fund ke 4.36 se kam hai, lekin return bhi zyada hai.
Q3: Which fund is more cost‑effective?
Axis Liquid Fund ka expense ratio 0.11% hai, jo HDFC Flexi Cap Fund ke 0.67% se kam hai, isliye Axis Liquid Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price