HDFC Balanced Advantage Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Tata Mutual Fund Large Cap Fund. ye dono alag categories mein aate hain, Hybrid aur Large Cap. is article mein hum inki comparison karenge aur aapko bataayenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Tata Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.94 |
| Sharpe Ratio | 0.93 | 0.63 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 32% |
🤖 AI Verdict – Which is Better?
chaliye, dono funds ki comparison karte hain. HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo ki Tata Mutual Fund Large Cap Fund se thoda kam hai. lekin, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki Tata Mutual Fund Large Cap Fund se zyada hai. risk ke maamle mein, HDFC Balanced Advantage Fund ka riskometer Moderately High hai, jo ki Tata Mutual Fund Large Cap Fund se kam hai. isliye, hum kah sakte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hain. lekin, HDFC Balanced Advantage Fund ka consistency aur return stability thoda zyada hai. isliye, agar aap 10+ years ke liye SIP karna chahte hain, to HDFC Balanced Advantage Fund behtar option hai.
⚠️ Risk & Cost Analysis
haan, risk aur cost analysis karne par pata chalta hai ki HDFC Balanced Advantage Fund ka riskometer Moderately High hai, aur volatility 8.58 hai. wahin, Tata Mutual Fund Large Cap Fund ka riskometer Very High hai, aur volatility 12.94 hai. Sharpe ratio ke maamle mein, HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo ki Tata Mutual Fund Large Cap Fund se zyada hai. isliye, HDFC Balanced Advantage Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
dekho, asset allocation ke maamle mein, HDFC Balanced Advantage Fund ka equity allocation 69.75% hai, aur debt allocation 30.25% hai. wahin, Tata Mutual Fund Large Cap Fund ka equity allocation 96% hai, aur debt allocation 4% hai. top holdings ke maamle mein, HDFC Balanced Advantage Fund ka top 3 holdings concentration 13% hai, wahin Tata Mutual Fund Large Cap Fund ka top 3 holdings concentration 23% hai. isliye, HDFC Balanced Advantage Fund more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo ki Tata Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
nahi, higher risk fund worth nahi hai, kyunki uska Sharpe ratio kam hai aur volatility zyada hai.
Q3: Which fund is more cost‑effective?
Tata Mutual Fund Large Cap Fund more cost-effective hai, kyunki uska expense ratio 0.52% hai, jo ki HDFC Balanced Advantage Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price