HDFC Balanced Advantage Fund - Direct Plan - Growth yearly return performance
Performance analysis is a crucial part of evaluating any mutual fund. Let’s take a look at how the HDFC Balanced Advantage Fund - Direct Plan - Growth has performed compared to its benchmark.
1Y Return Analysis
In the past year, the fund has delivered a return of -1.45%, which is notably below the benchmark, Nifty 50 Hybrid Composite Debt 65:35 Index. Negative returns can indicate market volatility, impacting short-term performance.
3Y & 5Y CAGR
Over a longer horizon, the fund has shown more promising results. The 3-year CAGR is 14.5%, while the 5-year CAGR stands at 15.05%. Yeh consistent performance fund managers ke strategic decisions aur market conditions ka reflection hai.
Here’s a comparison table for better clarity:
| Period |
HDFC Balanced Advantage Fund - Direct Plan - Growth |
Benchmark |
| 1 Year |
-1.45% |
Data not available |
| 3 Years |
14.5% |
Data not available |
| 5 Years |
15.05% |
Data not available |
In summary, while the 1-year performance raises concerns, the fund's longer-term returns suggest a more robust strategy that may appeal to investors focusing on wealth accumulation over time.
📢 Important Note: Data sourced from AMFI and fund factsheets. Returns are historical. Investments may go up or down.
HDFC Balanced Advantage Fund - Direct Plan - Growth top holdings and portfolio allocation
Understanding the holdings and sector allocation of the HDFC Balanced Advantage Fund - Direct Plan - Growth gives insights into its investment strategy.
Top 5 Holdings
The fund's top holdings feature major companies, which enhances its equity exposure:
- **ICICI Bank Ltd.** (4.47%)
- **HDFC Bank Ltd.** (4.14%)
- **Reliance Industries Ltd.** (4.09%)
- **State Bank of India** (3.55%)
- **Bharti Airtel Ltd.** (3.1%)
Sector Allocation
The fund emphasizes sectors like financials and telecommunications, aligning with its strategy of investing in stable growth sectors. Iska objective hai ki long-term capital growth ke liye ek strong foundation banaya ja sake, while providing some cushion against market fluctuations.
Overall, the holdings suggest a cautious yet optimistic approach, making it suitable for investors looking for balanced exposure.
HDFC Balanced Advantage Fund - Direct Plan - Growth suitability for SIP investors
When considering the HDFC Balanced Advantage Fund - Direct Plan - Growth for SIP (Systematic Investment Plan) investments, understanding the risk profile is essential.
Volatility Analysis
This fund is categorized as 'Moderately High' risk, which indicates some level of volatility. Investors should be prepared for fluctuations in returns, especially in the short term.
Riskometer Interpretation
The riskometer suggests that this fund could be suitable for investors with a moderate risk appetite. Agar aap regular SIP investing kar rahe hain, toh aapko market volatility se kuch exposure hoga, lekin long-term perspective se yeh fund kaafi promising ho sakta hai.
In summary, while there are risks involved, the potential for returns makes it an attractive option for disciplined investors.