HDFC Balanced Advantage Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
22.93%
dekho, humne do mutual funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Sundaram Mutual Fund Multi Cap Fund. hum yahaan dekhnge ki kaunsa fund long-term wealth creation ke liye better hai, aur kyon. chaliye shuru karte hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Sundaram Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 1431.56 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 14.8 |
| Sharpe Ratio | 0.93 | 1.11 |
| 1 Year Return (%) | -1.45% | 6.91% |
| 3 Year Return (%) | 14.5% | 22.93% |
| 5 Year Return (%) | 15.05% | 19.07% |
| Since Launch (%) | 13.14% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 50% |
🤖 AI Verdict – Which is Better?
haan, HDFC Balanced Advantage Fund aur Sundaram Mutual Fund Multi Cap Fund dono hi apne-apne tareeke se achhe hain, lekin humne dekha hai ki Sundaram Mutual Fund Multi Cap Fund ka 3Y return 22.93% hai, jo HDFC Balanced Advantage Fund se zyada hai. lekin risk bhi zyada hai, aur expense ratio bhi zyada hai. sach ye hai ki HDFC Balanced Advantage Fund ka expense ratio kam hai, aur risk bhi moderately high hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
chaliye, agar aap monthly SIP ke liye fund search kar rahe hain, to HDFC Balanced Advantage Fund better option ho sakta hai. iska 3Y return 14.5% hai, jo stable hai, aur risk bhi moderately high hai. Sundaram Mutual Fund Multi Cap Fund ka 3Y return 22.93% hai, lekin risk bhi very high hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke hisab se Sundaram Mutual Fund Multi Cap Fund ka risk very high hai, jabki HDFC Balanced Advantage Fund ka risk moderately high hai. volatility bhi Sundaram Mutual Fund Multi Cap Fund mein zyada hai. Sharpe ratio ke hisab se Sundaram Mutual Fund Multi Cap Fund ka risk-adjusted return better hai. expense ratio ke mamle mein HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Sundaram Mutual Fund Multi Cap Fund se kam hai.
📊 Portfolio Diversification
haan, portfolio diversification ke mamle mein HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai, kyunki ismein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, Bonds/NCD, CD, Bonds/Deb, Sec. Debt, InvITs, FRB, Add. Tier 1 Bond, FD, ZCB shamil hain. Sundaram Mutual Fund Multi Cap Fund ka asset allocation zyada concentrated hai, kyunki ismein sirf equity aur T-Bills shamil hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sundaram Mutual Fund Multi Cap Fund ka 5Y return 19.07% hai, jabki HDFC Balanced Advantage Fund ka 5Y return 15.05% hai. isliye, Sundaram Mutual Fund Multi Cap Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
dekho, Sundaram Mutual Fund Multi Cap Fund ka risk very high hai, lekin iska Sharpe ratio 1.11 hai, jo HDFC Balanced Advantage Fund se zyada hai. isliye, higher risk fund worth it ho sakta hai, agar aap high risk le sakte hain.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Sundaram Mutual Fund Multi Cap Fund se kam hai. isliye, HDFC Balanced Advantage Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price