HDFC Balanced Advantage Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
7.98%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Quantum Mutual Fund Multi Cap Fund. Ye dono alag categories mein aate hain, ek Hybrid hai aur doosra Multi Cap. Chaliye, aapko yeh samjhaate hain ki inmein se kaunsa fund aapke liye better hai, long-term wealth creation ke liye.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quantum Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 8.38 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 13.65 |
| Sharpe Ratio | 0.93 | 0.27 |
| 1 Year Return (%) | -1.45% | -11.42% |
| 3 Year Return (%) | 14.5% | 7.98% |
| 5 Year Return (%) | 15.05% | 4.71% |
| Since Launch (%) | 13.14% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 35% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai, kyunki uska 3Y return 14.5% hai, jo Quantum Mutual Fund Multi Cap Fund se zyada hai. Iske alawa, HDFC Balanced Advantage Fund ka expense ratio bhi kam hai, 0.75% ki jagah 1.68%. Sach ye hai ki HDFC Balanced Advantage Fund ka riskometer Moderately High hai, lekin overall return aur cost ke maamle mein yeh better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
dekho, dono funds mein se HDFC Balanced Advantage Fund SIP ke liye better hai, kyunki iska 3Y return zyada hai aur consistency bhi acchi hai. Chaliye, agar aap 10+ years ke liye monthly SIP karne ki soch rahe hain, to HDFC Balanced Advantage Fund sahi choice hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke maamle mein Quantum Mutual Fund Multi Cap Fund ka risk Very High hai, aur volatility bhi zyada hai, 13.65 ki jagah HDFC Balanced Advantage Fund ka 8.58. Sharpe ratio ke maamle mein bhi HDFC Balanced Advantage Fund better hai, 0.93 ki jagah 0.27. Isliye, HDFC Balanced Advantage Fund risk-adjusted returns ke maamle mein better hai.
📊 Portfolio Diversification
lekin, asset allocation ke maamle mein HDFC Balanced Advantage Fund zyada diversified hai, kyunki ismein equity ke alawa GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur anya assets bhi hain. Quantum Mutual Fund Multi Cap Fund mein sirf equity aur T-Bills hain. Isliye, HDFC Balanced Advantage Fund portfolio diversification ke maamle mein better hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund 5Y return 15.05% hai, jo Quantum Mutual Fund Multi Cap Fund se zyada hai, jo 4.71% hai.
Q2: Is the higher risk fund worth it?
nahi, Quantum Mutual Fund Multi Cap Fund ka risk Very High hai, aur Sharpe ratio bhi kam hai, 0.27. Isliye, higher risk ke liye yeh fund worth nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Quantum Mutual Fund Multi Cap Fund se kam hai, jo 1.68% hai. Exit load ki information nahi hai, lekin expense ratio ke maamle mein HDFC Balanced Advantage Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price