HDFC Balanced Advantage Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
7.98%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Quantum Mutual Fund Multi Cap Fund. yeh dono alag categories mein aate hain, ek Hybrid aur doosra Multi Cap. aage chaliye, hum inki comparison karenge aur dekhenge kaunsa fund aapke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quantum Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 8.38 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 13.65 |
| Sharpe Ratio | 0.93 | 0.27 |
| 1 Year Return (%) | -1.45% | -11.42% |
| 3 Year Return (%) | 14.5% | 7.98% |
| 5 Year Return (%) | 15.05% | 4.71% |
| Since Launch (%) | 13.14% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 35% |
🤖 AI Verdict – Which is Better?
haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to HDFC Balanced Advantage Fund thoda better lagta hai. iska 3Y return 14.5% hai, expense ratio 0.75% hai, aur riskometer moderately high hai. lekin, sach ye hai ki dono funds ke apne pros aur cons hain.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
chaliye, SIP ke liye dekhein, to HDFC Balanced Advantage Fund thoda consistent lagta hai. iska 3Y return 14.5% hai, jo ki Quantum Mutual Fund Multi Cap Fund se zyada hai. isliye, agar aap 10+ years ke liye SIP karna chahte hain, to HDFC Balanced Advantage Fund better option ho sakta hai.
⚠️ Risk & Cost Analysis
dekho, riskometer aur volatility ko dekha jaye, to Quantum Mutual Fund Multi Cap Fund ka riskometer very high hai, aur volatility 13.65 hai. lekin, HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo ki Quantum Mutual Fund Multi Cap Fund se zyada hai. isliye, HDFC Balanced Advantage Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
chaliye, asset allocation ko dekhein, to HDFC Balanced Advantage Fund ka portfolio thoda diversified hai. ismein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur Bonds/Deb shamil hain. lekin, Quantum Mutual Fund Multi Cap Fund ka portfolio thoda concentrated hai, jismein sirf equity aur T-Bills hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo ki Quantum Mutual Fund Multi Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, agar aap higher risk le sakte hain, to Quantum Mutual Fund Multi Cap Fund ka volatility 13.65 hai, lekin Sharpe ratio 0.27 hai, jo ki HDFC Balanced Advantage Fund se kam hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki Quantum Mutual Fund Multi Cap Fund se kam hai, jiska expense ratio 1.68% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price