HDFC Balanced Advantage Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
Ek Hybrid fund, HDFC Balanced Advantage Fund, aur ek Large Cap fund, Quantum Mutual Fund Large Cap Fund, ki comparison karte hain. Dekho, dono funds ki categories alag hain, lekin long-term wealth creation ke liye kaun sa fund behtar hai, ye jaanne ke liye humein unke returns, risk, aur expenses ko compare karna hoga.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quantum Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.75 |
| Sharpe Ratio | 0.93 | 0.7 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 21% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke basis par, HDFC Balanced Advantage Fund behtar hai, 14.5% return ke saath. Iske alawa, expense ratio bhi thoda zyada hai, 0.75%, lekin riskometer moderately high hai, jo ki Quantum Mutual Fund Large Cap Fund ke very high risk se thoda better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain, toh HDFC Balanced Advantage Fund ka consistency thoda behtar hai, 14.5% 3Y return ke saath. Iske alawa, volatility bhi thoda kam hai, 8.58, jo ki Quantum Mutual Fund Large Cap Fund ke 11.75 se kam hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer aur volatility ke basis par, HDFC Balanced Advantage Fund ka risk-adjusted returns behtar hai. Sharpe ratio bhi 0.93 hai, jo ki Quantum Mutual Fund Large Cap Fund ke 0.7 se behtar hai. Expense ratio bhi thoda zyada hai, lekin overall risk-cost analysis ke basis par, HDFC Balanced Advantage Fund behtar hai.
📊 Portfolio Diversification
Lekin, asset allocation ke basis par, Quantum Mutual Fund Large Cap Fund ka portfolio thoda concentrated hai, 96% equity allocation ke saath. HDFC Balanced Advantage Fund ka portfolio thoda diversified hai, 69.75% equity allocation ke saath, aur other assets jaise ki GOI Sec, Debenture, NCD, etc.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo ki Quantum Mutual Fund Large Cap Fund ke 12.03% se behtar hai.
Q2: Is the higher risk fund worth it?
Nahin, Quantum Mutual Fund Large Cap Fund ka higher risk, Sharpe ratio ke basis par, worth nahi hai, kyunki HDFC Balanced Advantage Fund ka risk-adjusted returns behtar hai.
Q3: Which fund is more cost‑effective?
Quantum Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo ki HDFC Balanced Advantage Fund ke 0.75% se kam hai, to is basis par, Quantum Mutual Fund Large Cap Fund thoda cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price