HDFC Balanced Advantage Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
Dekho, humne do funds compare kiya hai, ek Hybrid aur ek Large Cap. Fund A, HDFC Balanced Advantage Fund, aur Fund B, Quantum Mutual Fund Large Cap Fund, dono ki apni-apni categories mein alag-alag features hai. Aage chaliye, hum dekhenge ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quantum Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.75 |
| Sharpe Ratio | 0.93 | 0.7 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 21% |
🤖 AI Verdict – Which is Better?
Haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to Fund A thoda better lagta hai. Iska 3Y return 14.5% hai, jo Fund B se thoda kam hai, lekin expense ratio 0.75% hai, jo thoda zyada hai. Lekin riskometer moderately high hai, jo Fund B ke very high risk se better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Chaliye, SIP ke liye dekhein, to Fund A thoda better lagta hai. Iska 3Y return consistent hai, aur volatility 8.58 hai, jo Fund B ke 11.75 se kam hai. Isliye, agar aap 10+ years ke liye SIP karna chahte hain, to Fund A better option hai.
⚠️ Risk & Cost Analysis
Sach ye hai, risk aur cost analysis mein Fund A better lagta hai. Iska riskometer moderately high hai, aur Sharpe ratio 0.93 hai, jo Fund B ke 0.7 se better hai. Aur expense ratio 0.75% hai, jo thoda zyada hai, lekin overall risk-adjusted returns Fund A better deti hai.
📊 Portfolio Diversification
Dekho, portfolio diversification mein Fund A better hai. Iska asset allocation diversified hai, aur top holdings concentration kam hai. Fund B ka asset allocation mostly equity mein hai, aur top holdings concentration zyada hai. Isliye, Fund A ki portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 15.05% hai, jo Fund B ke 12.03% se better hai. Isliye, long run mein Fund A better returns deti hai.
Q2: Is the higher risk fund worth it?
N/A, iska jawab dena mushkil hai, lekin dekho, Fund B ka volatility 11.75 hai, jo Fund A ke 8.58 se zyada hai. Aur Sharpe ratio 0.7 hai, jo Fund A ke 0.93 se kam hai. Isliye, higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
Fund B ka expense ratio 0.52% hai, jo Fund A ke 0.75% se kam hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price