HDFC Balanced Advantage Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
8.67%
dekho, humne do funds compare kiye hain - HDFC Balanced Advantage Fund aur Quant Mutual Fund Multi Cap Fund. yeh dono funds alag categories mein aate hain, ek Hybrid aur doosra Multi Cap. is article mein hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye achha hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quant Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 20.99 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 14.55 |
| Sharpe Ratio | 0.93 | 0.15 |
| 1 Year Return (%) | -1.45% | 0.18% |
| 3 Year Return (%) | 14.5% | 8.67% |
| 5 Year Return (%) | 15.05% | 7.6% |
| Since Launch (%) | 13.14% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 46% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke basis par humne dekha ki HDFC Balanced Advantage Fund better hai. is fund ka 3Y return 14.5% hai, jo Quant Mutual Fund Multi Cap Fund se zyada hai. saath hi, iska expense ratio 0.75% hai, jo Quant Mutual Fund Multi Cap Fund ke 1.68% se kam hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
chaliye, humne dekha ki HDFC Balanced Advantage Fund SIP ke liye better hai. is fund ka consistency aur return stability zyada hai, jo long-term SIP ke liye zaroori hai. is fund ka 5Y return 15.05% hai, jo stable hai.
⚠️ Risk & Cost Analysis
lekink, riskometer aur volatility ke basis par Quant Mutual Fund Multi Cap Fund zyada risky hai. is fund ka riskometer Very High hai, aur volatility 14.55 hai. lekin, HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo better risk-adjusted returns deta hai.
📊 Portfolio Diversification
sach ye hai, HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai. is fund mein equity, GOI Sec, Debenture, NCD, aur Debt jaise assets hain. is fund ka top holdings concentration bhi kam hai, jo sector risk ko kam karta hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Quant Mutual Fund Multi Cap Fund ke 7.6% se zyada hai.
Q2: Is the higher risk fund worth it?
nahi, Quant Mutual Fund Multi Cap Fund ka higher risk Sharpe ratio 0.15 ke saath justify nahi hota hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Quant Mutual Fund Multi Cap Fund ke 1.68% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price