HDFC Balanced Advantage Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
8.67%
Dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Quant Mutual Fund Multi Cap Fund. Humne unke categories, returns, aur risk ko compare kiya hai. Is article mein, aapko pata chalega ki kaunsa fund long-term wealth creation ke liye behtar hai. Chaliye, shuru karte hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quant Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 20.99 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 14.55 |
| Sharpe Ratio | 0.93 | 0.15 |
| 1 Year Return (%) | -1.45% | 0.18% |
| 3 Year Return (%) | 14.5% | 8.67% |
| 5 Year Return (%) | 15.05% | 7.6% |
| Since Launch (%) | 13.14% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 46% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund 3Y return mein behtar hai, 14.5% ka return diya hai. Iske alawa, iska expense ratio bhi kam hai, 0.75%. Risk bhi moderately high hai, jo Quant Mutual Fund Multi Cap Fund se kam hai. Isliye, humke verdict hai ki HDFC Balanced Advantage Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
Dekho, dono funds mein SIP kar sakte hain, lekin HDFC Balanced Advantage Fund ki consistency aur return stability behtar hai. Iska 3Y return 14.5% hai, jo Quant Mutual Fund Multi Cap Fund se behtar hai. Isliye, humke suggestion hai ki HDFC Balanced Advantage Fund mein SIP karna behtar hoga.
⚠️ Risk & Cost Analysis
Sach ye hai ki Quant Mutual Fund Multi Cap Fund ka riskometer very high hai, aur volatility bhi 14.55 hai. Iske alawa, uska Sharpe ratio bhi kam hai, 0.15. HDFC Balanced Advantage Fund ka expense ratio bhi kam hai, 0.75%. Isliye, humke verdict hai ki HDFC Balanced Advantage Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Chaliye, asset allocation ki baat karte hain. HDFC Balanced Advantage Fund ka asset allocation diversified hai, equity 69.75% hai, aur other assets bhi hain. Quant Mutual Fund Multi Cap Fund ka asset allocation concentrated hai, equity 97% hai. Isliye, humke suggestion hai ki HDFC Balanced Advantage Fund ka portfolio diversification behtar hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Quant Mutual Fund Multi Cap Fund se behtar hai. Isliye, humke verdict hai ki HDFC Balanced Advantage Fund long-term returns ke liye behtar hai.
Q2: Is the higher risk fund worth it?
Nahi, Quant Mutual Fund Multi Cap Fund ka volatility 14.55 hai, aur Sharpe ratio bhi kam hai, 0.15. Isliye, humke verdict hai ki higher risk worth nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Quant Mutual Fund Multi Cap Fund se kam hai, 1.68%. Isliye, humke verdict hai ki HDFC Balanced Advantage Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price