HDFC Balanced Advantage Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
9.45%
dekho, aapko do fund ke baare mein bataunga, Fund A jo ki Hybrid category ka hai aur Fund B jo ki Liquid Fund category ka hai, dono ke comparison se aap samajh sakenge ki kaunsa fund aapke long-term goals ke liye sahi hai, chaliye shuru karte hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Quant Mutual Fund |
| Category | Hybrid | Liquid Fund |
| NAV (₹) | 551.96 | 22.09 |
| AUM (₹ Cr) | 10.54 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.12% |
| Riskometer | Moderately High | Low |
| Volatility | 8.58 | 0.13 |
| Sharpe Ratio | 0.93 | 22.69 |
| 1 Year Return (%) | -1.45% | 0.9% |
| 3 Year Return (%) | 14.5% | 9.45% |
| 5 Year Return (%) | 15.05% | 8.38% |
| Since Launch (%) | 13.14% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | N/A |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | NIFTY Liquid Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 27% | 267% |
🤖 AI Verdict – Which is Better?
haan, long-term wealth creation ke liye Fund A better hai kyunki uska 3Y return 14.5% hai jo ki Fund B se zyada hai, lekin risk bhi moderately high hai, expense ratio 0.75% hai jo ki thoda high hai, lekin overall return accha hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
sach ye hai ki dono funds ke returns alag-alag hain, lekin Fund A ka 3Y return consistency acchi hai, isliye agar aap 10+ years ke liye SIP karna chahte hain to Fund A better hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke hisab se Fund A ka risk moderately high hai aur volatility 8.58 hai, jabki Fund B ka risk low hai aur volatility 0.13 hai, Sharpe ratio ke hisab se Fund B better hai kyunki uska Sharpe ratio 22.69 hai jo ki Fund A se zyada hai.
📊 Portfolio Diversification
chaliye asset allocation ko dekhte hain, Fund A ka asset allocation diversified hai kyunki usmein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, Bonds/NCD, CD, Bonds/Deb, Sec. Debt, InvITs, FRB, Add. Tier 1 Bond, FD, ZCB shamil hain, jabki Fund B ka asset allocation thoda limited hai kyunki usmein sirf T-Bills, CD, CP, Cash shamil hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
haan, Fund A ka 5Y return 15.05% hai jo ki Fund B se zyada hai, isliye long run mein Fund A better hai.
Q2: Is the higher risk fund worth it?
sach ye hai ki Fund A ka risk moderately high hai, lekin uska Sharpe ratio 0.93 hai jo ki Fund B se kam hai, isliye higher risk fund worth it nahi hai agar aap risk se bachna chahte hain.
Q3: Which fund is more cost‑effective?
dekho, Fund B ka expense ratio 0.12% hai jo ki Fund A se kam hai, isliye Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price