HDFC Balanced Advantage Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
Dekho, humne do mutual funds compare kiye hain - HDFC Balanced Advantage Fund aur PPFAS Mutual Fund Large Cap Fund. Dono alag categories mein hain - Hybrid aur Large Cap. Aage chaliye, hum dekhte hain ki konsi fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | PPFAS Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.07 |
| Sharpe Ratio | 0.93 | 0.68 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 24% |
🤖 AI Verdict – Which is Better?
Haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to HDFC Balanced Advantage Fund behtar lagta hai. Iska 3Y return 14.5% hai, jo PPFAS Mutual Fund Large Cap Fund se thoda kam hai, lekin risk bhi kam hai. Iska expense ratio 0.75% hai, jo PPFAS Mutual Fund Large Cap Fund se zyada hai, lekin overall risk-adjusted returns behtar hain.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Sach ye hai, dono funds SIP ke liye suitable hain, lekin HDFC Balanced Advantage Fund ki consistency aur return stability thodi behtar hai. Iska 3Y return 14.5% hai, jo stable hai, aur iska riskometer moderately high hai, jo SIP ke liye theek hai.
⚠️ Risk & Cost Analysis
Dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hain. HDFC Balanced Advantage Fund ka riskometer moderately high hai, jabki PPFAS Mutual Fund Large Cap Fund ka very high hai. Volatility bhi HDFC Balanced Advantage Fund ki 8.58 hai, jabki PPFAS Mutual Fund Large Cap Fund ki 12.07 hai. Sharpe ratio bhi HDFC Balanced Advantage Fund ki 0.93 hai, jo PPFAS Mutual Fund Large Cap Fund se behtar hai.
📊 Portfolio Diversification
Haan, portfolio diversification ki baat karte hain, to HDFC Balanced Advantage Fund ki asset allocation thodi behtar hai. Ismein equity 69.75% hai, aur other assets bhi hain, jaise ki GOI Sec, Debenture, NCD, Debt, SDL, REITs, Bonds/NCD, CD, Bonds/Deb, Sec. Debt, InvITs, FRB, Add. Tier 1 Bond, FD, ZCB. PPFAS Mutual Fund Large Cap Fund ki asset allocation mostly equity 96.00% hai, aur T-Bills 4.00% hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jabki PPFAS Mutual Fund Large Cap Fund ka 5Y return 12.03% hai, aur 3Y return HDFC Balanced Advantage Fund ka 14.5% hai, jabki PPFAS Mutual Fund Large Cap Fund ka 14.7% hai.
Q2: Is the higher risk fund worth it?
Nahin, PPFAS Mutual Fund Large Cap Fund ka riskometer very high hai, aur volatility bhi zyada hai, lekin Sharpe ratio HDFC Balanced Advantage Fund ki behtar hai, jo risk-adjusted returns ko darshati hai.
Q3: Which fund is more cost‑effective?
PPFAS Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jabki HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, isliye PPFAS Mutual Fund Large Cap Fund thodi cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price