HDFC Balanced Advantage Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
1.9%
Dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Old Bridge Mutual Fund Multi Cap Fund. Dono funds alag categories mein aate hain, ek Hybrid hai aur doosra Multi Cap. Reader ko ye pata chalega ki kaunsa fund long-term wealth creation ke liye better hai, aur kaunsa fund SIP ke liye suitable hai. Chaliye, details mein jaate hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 8.38 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 13.85 |
| Sharpe Ratio | 0.93 | 1.82 |
| 1 Year Return (%) | -1.45% | -11.42% |
| 3 Year Return (%) | 14.5% | 1.9% |
| 5 Year Return (%) | 15.05% | 1.13% |
| Since Launch (%) | 13.14% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 38% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par dekha jaye to HDFC Balanced Advantage Fund better option lagta hai. Iska 3Y return 14.5% hai, jo Old Bridge Mutual Fund Multi Cap Fund se zyada hai. Saath hi, iska expense ratio 0.75% hai, jo kam hai. Lekin, risk bhi moderately high hai, jo investors ko sochne par majboor karta hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Sach ye hai, HDFC Balanced Advantage Fund SIP ke liye zyada suitable hai. Iska 3Y return consistent hai aur volatility bhi kam hai. Chaliye, long-term mein investment karte hain to HDFC Balanced Advantage Fund better option hai.
⚠️ Risk & Cost Analysis
Dekho, riskometer ke hisab se Old Bridge Mutual Fund Multi Cap Fund ka risk very high hai, lekin Sharpe ratio 1.82 hai, jo better risk-adjusted returns deta hai. Lekin, HDFC Balanced Advantage Fund ka expense ratio kam hai, jo investors ke liye faydemand hai. Volatility bhi HDFC Balanced Advantage Fund mein kam hai.
📊 Portfolio Diversification
Haan, HDFC Balanced Advantage Fund ka asset allocation diversified hai, kyunki ismein equity ke alawa debt, GOI Sec, aur other instruments bhi hain. Top holdings mein bhi diversification hai, lekin Old Bridge Mutual Fund Multi Cap Fund ka asset allocation zyada equity-heavy hai, jo sector risk badhata hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Old Bridge Mutual Fund Multi Cap Fund se zyada hai. Isliye, long-term mein HDFC Balanced Advantage Fund better returns deta hai.
Q2: Is the higher risk fund worth it?
N/A, kyunki humare paas exit load ki information nahi hai, lekin volatility aur Sharpe ratio ke hisab se Old Bridge Mutual Fund Multi Cap Fund ka risk-adjusted return better hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Old Bridge Mutual Fund Multi Cap Fund ke 1.68% se kam hai. Isliye, HDFC Balanced Advantage Fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price