HDFC Balanced Advantage Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
1.9%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Old Bridge Mutual Fund Multi Cap Fund. Dono ki categories alag hain, ek Hybrid hai aur doosra Multi Cap. Is article mein hum aapko bataayenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 8.38 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 13.85 |
| Sharpe Ratio | 0.93 | 1.82 |
| 1 Year Return (%) | -1.45% | -11.42% |
| 3 Year Return (%) | 14.5% | 1.9% |
| 5 Year Return (%) | 15.05% | 1.13% |
| Since Launch (%) | 13.14% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 38% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par dekha jaaye to HDFC Balanced Advantage Fund behtar hai. Iska 3Y return 14.5% hai, jo Old Bridge Mutual Fund Multi Cap Fund se zyada hai. Saath hi, iska expense ratio 0.75% hai, jo kam hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain. HDFC Balanced Advantage Fund ka consistency aur return stability behtar hai, isliye yeh 10+ saal ke SIP ke liye behtar hai. Lekin, Old Bridge Mutual Fund Multi Cap Fund ka bhi apna fayda hai, lekin risk zyada hai.
⚠️ Risk & Cost Analysis
Sach ye hai, risk aur cost analysis ke liye dono funds ko compare karna zaroori hai. HDFC Balanced Advantage Fund ka riskometer Moderately High hai, jabki Old Bridge Mutual Fund Multi Cap Fund ka Very High. Saath hi, HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo behtar hai.
📊 Portfolio Diversification
Dekho, portfolio diversification ke liye HDFC Balanced Advantage Fund ka asset allocation behtar hai. Ismein equity, debt, aur other assets ka mix hai, jo risk ko kam karta hai. Old Bridge Mutual Fund Multi Cap Fund ka asset allocation zyada equity-oriented hai, jo sector risk ko badhaata hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Old Bridge Mutual Fund Multi Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Nahin, Old Bridge Mutual Fund Multi Cap Fund ka higher risk Sharpe ratio ke hisab se justify nahi hota.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Old Bridge Mutual Fund Multi Cap Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price