HDFC Balanced Advantage Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
1.9%
dekho, Fund A HDFC Balanced Advantage Fund ek Hybrid category ka fund hai, aur Fund B Old Bridge Mutual Fund Mid Cap Fund ek Mid Cap category ka fund hai, chaliye inki comparison karte hai aur dekhte hai ki kaunsa fund aapke liye better hai, haan yeh dono funds alag-alag risk aur return ke saath aate hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 10.59 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.75% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 15.35 |
| Sharpe Ratio | 0.93 | 1.82 |
| 1 Year Return (%) | -1.45% | 5.79% |
| 3 Year Return (%) | 14.5% | 1.9% |
| 5 Year Return (%) | 15.05% | 1.13% |
| Since Launch (%) | 13.14% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 27% | 31% |
🤖 AI Verdict – Which is Better?
sach ye hai ki long-term wealth creation ke liye, 3Y return, expense ratio, aur risk ko dekha jata hai, toh Fund A HDFC Balanced Advantage Fund 3Y return 14.5% ke saath, aur expense ratio 0.75% ke saath, better option lagta hai, lekin risk moderately high hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
dekho, agar aap 10+ years ke liye monthly SIP karne ki soch rahe hai, toh consistency aur return stability ko dekha jata hai, aur is maamle me Fund A HDFC Balanced Advantage Fund better lagta hai, kyunki uska 3Y return 14.5% hai, jo ki stable hai.
⚠️ Risk & Cost Analysis
chaliye riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hai, toh Fund A HDFC Balanced Advantage Fund ka riskometer moderately high hai, aur volatility 8.58 hai, lekin Sharpe ratio 0.93 hai, jo ki better risk-adjusted returns deta hai, aur expense ratio 0.75% hai, jo ki kam hai.
📊 Portfolio Diversification
dekho, asset allocation aur top holdings concentration ko dekha jata hai, toh Fund A HDFC Balanced Advantage Fund ka asset allocation diversified hai, kyunki usme equity 69.75%, GOI Sec 7.48%, aur debenture 6.09% hai, aur top holdings me ICICI Bank Ltd. 4.47%, HDFC Bank Ltd. 4.14%, aur Reliance Industries Ltd. 4.09% hai, jo ki diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A HDFC Balanced Advantage Fund 5Y return 15.05% ke saath better returns deta hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B Old Bridge Mutual Fund Mid Cap Fund ka volatility 15.35 hai, jo ki bahut high hai, aur Sharpe ratio 1.82 hai, jo ki better hai, lekin risk bhi bahut high hai, isliye yeh fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
Answer: Fund A HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price