HDFC Balanced Advantage Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
1.9%
dekho, humne do mutual funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Old Bridge Mutual Fund Mid Cap Fund. hum yahan inke category, returns, aur risk ke baare mein charcha karenge, taaki aapko pata chal sake ki kaunsa fund aapke liye better hai. chaliye, shuru karte hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 10.59 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.75% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 15.35 |
| Sharpe Ratio | 0.93 | 1.82 |
| 1 Year Return (%) | -1.45% | 5.79% |
| 3 Year Return (%) | 14.5% | 1.9% |
| 5 Year Return (%) | 15.05% | 1.13% |
| Since Launch (%) | 13.14% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 27% | 31% |
🤖 AI Verdict – Which is Better?
haan, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Old Bridge Mutual Fund Mid Cap Fund ke 1.9% se zyada hai. iske alawa, HDFC fund ka expense ratio 0.75% hai, jo Old Bridge fund ke 1.75% se kam hai. lekin, HDFC fund ka riskometer moderately high hai, jabki Old Bridge fund ka very high hai. sach ye hai, HDFC fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain. HDFC Balanced Advantage Fund ka returns aur risk dono stable hain, isliye yeh fund 10+ years ke SIP ke liye better hai. Old Bridge Mutual Fund Mid Cap Fund ka returns thoda inconsistent hai, isliye yeh fund SIP ke liye utna suitable nahi hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke hisab se Old Bridge fund ka risk zyada hai, lekin Sharpe ratio ke hisab se yeh fund better risk-adjusted returns deta hai. volatility ke maamle mein bhi Old Bridge fund ka volatility zyada hai. expense ratio ke maamle mein HDFC fund ka expense ratio kam hai. to, dono funds ke risk aur cost ko dekha jaye to HDFC fund thoda better hai.
📊 Portfolio Diversification
haan, portfolio diversification ke maamle mein dekhte hain. HDFC Balanced Advantage Fund ka asset allocation diversified hai, jabki Old Bridge Mutual Fund Mid Cap Fund ka asset allocation mostly equity mein invested hai. top holdings ke maamle mein bhi HDFC fund ka concentration kam hai. to, HDFC fund ka portfolio zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Old Bridge Mutual Fund Mid Cap Fund ke 1.13% se zyada hai.
Q2: Is the higher risk fund worth it?
Old Bridge Mutual Fund Mid Cap Fund ka volatility 15.35 hai, jo zyada hai, lekin Sharpe ratio 1.82 hai, jo better risk-adjusted returns deta hai. lekin, HDFC fund ka risk aur returns dono stable hain.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Old Bridge Mutual Fund Mid Cap Fund ke 1.75% se kam hai. exit load ke baare mein koi information nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price