HDFC Balanced Advantage Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
dekho, aapko do funds ki comparison karni hai, ek Hybrid category ka Fund A, HDFC Balanced Advantage Fund, aur doosra Large Cap category ka Fund B, Old Bridge Mutual Fund Large Cap Fund. chaliye, hum dekhte hain ki in dono funds ke beech kaun sa better hai aapke long-term wealth creation ke liye.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.89 |
| Sharpe Ratio | 0.93 | 0.69 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 22% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke basis par hum dekhte hain ki Fund A, HDFC Balanced Advantage Fund, ka 3Y return 14.5% hai, jo Fund B se thoda better hai, aur expense ratio bhi thoda higher hai, lekin riskometer Moderately High hai, jo Very High se better hai. isliye, hum kehte hain ki Fund A thoda better hai long-term wealth creation ke liye.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
sach ye hai ki dono funds ke returns thode volatile hain, lekin consistency aur return stability ke liye Fund A thoda better hai, kyunki uska asset allocation diversified hai. chaliye, humFund A ko SIP ke liye better maante hain.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ke basis par hum dekhte hain ki Fund A ka riskometer Moderately High hai, jo Fund B se better hai, aur Sharpe ratio bhi better hai. isliye, hum kehte hain ki Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
haan, asset allocation aur top holdings concentration ke basis par hum dekhte hain ki Fund A ka asset allocation diversified hai, kyunki usmein equity, debt, aur other assets hain, jo Fund B se better hai. isliye, hum kehte hain ki Fund A more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A, HDFC Balanced Advantage Fund, ka 5Y return 15.05% hai, jo Fund B se better hai.
Q2: Is the higher risk fund worth it?
Answer: nahi, Fund B ka volatility 11.89 hai, jo Fund A se higher hai, aur Sharpe ratio bhi lower hai, isliye hum kehte hain ki higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
Answer: Fund B ka expense ratio 0.52% hai, jo Fund A se lower hai, lekin exit load N/A hai, isliye hum kehte hain ki Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price