HDFC Balanced Advantage Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Old Bridge Mutual Fund Large Cap Fund. Dono ki category alag hai, ek hybrid hai aur dusra large cap. Chaliye, hum dekhte hai ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.89 |
| Sharpe Ratio | 0.93 | 0.69 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 22% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund 3Y return mein 14.5% ka return diya hai, jo Old Bridge Mutual Fund Large Cap Fund se zyada hai. Iske alawa, iska expense ratio 0.75% hai, jo moderately high risk ke hisab se thik hai. Sach ye hai, HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Lekin, agar aap monthly SIP ke liye soch rahe hai, to HDFC Balanced Advantage Fund better hai. Iska 3Y return consistent hai aur risk bhi moderately high hai, jo long-term ke liye thik hai. Chaliye, is fund mein SIP shuru karen.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, Old Bridge Mutual Fund Large Cap Fund ka risk very high hai, lekin HDFC Balanced Advantage Fund ka risk moderately high hai. Volatility aur Sharpe ratio ke hisab se, HDFC Balanced Advantage Fund better risk-adjusted returns deta hai. Dekho, iske expense ratio 0.75% hai, jo thik hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, HDFC Balanced Advantage Fund more diversified hai. Isme equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur Bonds/NCD hai. Top holdings mein bhi diversification hai, lekin Old Bridge Mutual Fund Large Cap Fund ka top holdings concentration zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund 5Y return mein 15.05% ka return diya hai, jo Old Bridge Mutual Fund Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Nahin, Old Bridge Mutual Fund Large Cap Fund ka risk very high hai, lekin uska Sharpe ratio 0.69 hai, jo HDFC Balanced Advantage Fund se kam hai.
Q3: Which fund is more cost‑effective?
Old Bridge Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund se kam hai. Lekin, exit load ki information N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price