HDFC Balanced Advantage Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.3%
Dekho, humne do hybrid funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Old Bridge Mutual Fund Balanced Advantage Fund. Dono funds ki category alag-alag hai, ek Hybrid aur dusra Balanced Hybrid. Aage chaliye, hum dekhenge ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Hybrid | Balanced Hybrid |
| NAV (₹) | 551.96 | 16.39 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.78% |
| Riskometer | Moderately High | Moderately High |
| Volatility | 8.58 | 9.11 |
| Sharpe Ratio | 0.93 | 0.64 |
| 1 Year Return (%) | -1.45% | 3.08% |
| 3 Year Return (%) | 14.5% | 12.3% |
| 5 Year Return (%) | 15.05% | 5.27% |
| Since Launch (%) | 13.14% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 27% | 145% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund 3Y return mein 14.5% ka return diya hai, jo Old Bridge Mutual Fund Balanced Advantage Fund se zyada hai. Expense ratio bhi thoda kam hai, 0.75% ki jagah 0.78%. Risk bhi moderately high hai dono funds mein, lekin HDFC fund ka Sharpe ratio 0.93 hai, jo better risk-adjusted returns deta hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Sach ye hai, HDFC Balanced Advantage Fund ka 3Y return aur 5Y return zyada stable hai, isliye yeh fund 10+ years ke SIP ke liye better hai. Consistency aur return stability dono mein yeh fund aage hai.
⚠️ Risk & Cost Analysis
Dekho, dono funds ka riskometer moderately high hai, lekin HDFC fund ka volatility 8.58 hai, jo Old Bridge fund se kam hai. Sharpe ratio bhi HDFC fund ka zyada hai, 0.93 ki jagah 0.64. Expense ratio bhi thoda kam hai, isliye HDFC fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Chaliye, asset allocation ki baat karte hain. HDFC fund mein equity allocation 69.75% hai, aur debt allocation 30% se kam hai. Top holdings mein bhi HDFC fund ka concentration thoda kam hai, 4.47% ki jagah 6.8%. Isliye, HDFC fund ka portfolio thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Old Bridge Mutual Fund Balanced Advantage Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC fund ka Sharpe ratio 0.93 hai, jo better risk-adjusted returns deta hai, lekin volatility bhi thoda kam hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Old Bridge Mutual Fund Balanced Advantage Fund se thoda kam hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price