HDFC Balanced Advantage Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.3%
dekho, Hum dono funds ki category compare kar rahe hain, Hybrid aur Balanced Hybrid, aur aapko batayenge ki kis fund mein invest karna zyada faydemand hai, chaliye shuru karte hain, aur dekhte hain ki kaunsa fund aapke long-term wealth creation ke liye best hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Old Bridge Mutual Fund |
| Category | Hybrid | Balanced Hybrid |
| NAV (₹) | 551.96 | 16.39 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.78% |
| Riskometer | Moderately High | Moderately High |
| Volatility | 8.58 | 9.11 |
| Sharpe Ratio | 0.93 | 0.64 |
| 1 Year Return (%) | -1.45% | 3.08% |
| 3 Year Return (%) | 14.5% | 12.3% |
| 5 Year Return (%) | 15.05% | 5.27% |
| Since Launch (%) | 13.14% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 27% | 145% |
🤖 AI Verdict – Which is Better?
haan, agar hum 3Y return, expense ratio, aur risk ko dekhte hain, to HDFC Balanced Advantage Fund zyada achha lagta hai, kyunki uska 3Y return 14.5% hai, jo Old Bridge Mutual Fund Balanced Advantage Fund se zyada hai, lekin risk bhi moderately high hai, sach ye hai ki yeh fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain, to HDFC Balanced Advantage Fund ka 3Y return zyada stable hai, aur consistency bhi achhi hai, isliye yeh fund 10+ years ke SIP ke liye zyada suitable lagta hai, dekho, consistency aur return stability dono hi zaroori hain.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hain, to HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo Old Bridge Mutual Fund Balanced Advantage Fund se zyada hai, iska matlab hai ki yeh fund risk-adjusted returns mein behtar hai, lekin volatility bhi kam nahi hai.
📊 Portfolio Diversification
haan, portfolio diversification ko dekhte hain, to HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai, kyunki usmein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur bonds shaamil hain, lekin top holdings mein ICICI Bank Ltd. aur HDFC Bank Ltd. ki concentration zyada hai, jo sector risk ko badha sakti hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Old Bridge Mutual Fund Balanced Advantage Fund se zyada hai, isliye yeh fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ko compare karte hain, to HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo Old Bridge Mutual Fund Balanced Advantage Fund se zyada hai, iska matlab hai ki yeh fund higher risk ke liye worth hai.
Q3: Which fund is more cost‑effective?
Expense ratio compare karte hain, to HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Old Bridge Mutual Fund Balanced Advantage Fund se kam hai, isliye yeh fund zyada cost-effective hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price