HDFC Balanced Advantage Fund vs Nippon India Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
20.63%
dekho, humne do alag-alag category ke funds compare kiye hain - HDFC Balanced Advantage Fund jo hybrid category mein aata hai aur Nippon India Small Cap Fund jo small cap category mein aata hai, chaliye dekhte hain ki inmein se kaunsa fund aapke liye better hai, haan yeh dono funds alag-alag risk aur return profile ke saath aate hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BNippon India Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Hybrid | Small Cap |
| NAV (₹) | 551.96 | 194.77 |
| AUM (₹ Cr) | 10.54 Lac Cr | 7.27 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.64% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 18.66 |
| Sharpe Ratio | 0.93 | 0.76 |
| 1 Year Return (%) | -1.45% | 5.69% |
| 3 Year Return (%) | 14.5% | 20.63% |
| 5 Year Return (%) | 15.05% | 21.91% |
| Since Launch (%) | 13.14% | 23.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amber Singhania; Kinjal Desai; Samir Rachh (9.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (1.89%), Multi Commodity Exchange Of India Ltd. (1.76%), Bharat Heavy Electricals Ltd. (1.67%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.17% | CD: 0.21% |
| Portfolio Turnover | 27% | 32% |
🤖 AI Verdict – Which is Better?
sach ye hai ki long-term wealth creation ke liye Nippon India Small Cap Fund behtar hai kyunki uska 3Y return 20.63% hai, lekin risk bhi zyada hai, hai na, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai aur Nippon India Small Cap Fund ka 0.64% hai, to expense ratio mein Nippon India Small Cap Fund behtar hai, lekin risk bhi dekhte hain, Nippon India Small Cap Fund ka riskometer very high hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Nippon India Small Cap Fund?
- Expense ratio: 0.64%
- 3Y return: 20.63%
- AUM: 7.27 Lac Cr
- Sharpe Ratio: 0.76
📈 SIP Suitability
chaliye, monthly SIP ke liye Nippon India Small Cap Fund behtar hai kyunki uska 3Y return 20.63% hai, aur HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, haan consistency aur return stability mein bhi Nippon India Small Cap Fund behtar hai, lekin risk bhi zyada hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio mein Nippon India Small Cap Fund ka riskometer very high hai, aur volatility 18.66 hai, jo ki zyada hai, lekin HDFC Balanced Advantage Fund ka riskometer moderately high hai, aur volatility 8.58 hai, jo ki kam hai, Sharpe ratio mein HDFC Balanced Advantage Fund behtar hai, kyunki uska Sharpe ratio 0.93 hai.
📊 Portfolio Diversification
haan, asset allocation aur top holdings concentration mein HDFC Balanced Advantage Fund behtar hai, kyunki uska asset allocation diversified hai, aur top holdings mein ICICI Bank Ltd., HDFC Bank Ltd., aur Reliance Industries Ltd. hain, jo ki alag-alag sectors mein hain, lekin Nippon India Small Cap Fund ka asset allocation zyada equity mein hai, aur top holdings mein HDFC Bank Ltd., Multi Commodity Exchange Of India Ltd., aur Bharat Heavy Electricals Ltd. hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Nippon India Small Cap Fund
₹1991813.86
@20.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Small Cap Fund ka 5Y return 21.91% hai, aur HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, to Nippon India Small Cap Fund behtar hai.
Q2: Is the higher risk fund worth it?
dekho, Nippon India Small Cap Fund ka riskometer very high hai, aur volatility 18.66 hai, lekin Sharpe ratio 0.76 hai, jo ki kam hai, to yeh fund risky hai, lekin returns bhi zyada hai.
Q3: Which fund is more cost‑effective?
Nippon India Small Cap Fund ka expense ratio 0.64% hai, aur HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, to Nippon India Small Cap Fund behtar hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price