HDFC Balanced Advantage Fund vs Nippon India Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
19.38%
dekho, aapko do fund ke baare mein jaankari chahiye, Fund A, HDFC Balanced Advantage Fund aur Fund B, Nippon India Multi Cap Fund, dono alag categories ke hain, ek Hybrid aur doosra Multi Cap, aap yahaan jaanenge ki kaunsa fund aapke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BNippon India Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 327.56 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.26 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.84% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 14.38 |
| Sharpe Ratio | 0.93 | 0.9 |
| 1 Year Return (%) | -1.45% | 1.81% |
| 3 Year Return (%) | 14.5% | 19.38% |
| 5 Year Return (%) | 15.05% | 20.94% |
| Since Launch (%) | 13.14% | 15.99% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 99.5% |
| Portfolio Turnover | 27% | 89% |
🤖 AI Verdict – Which is Better?
haan, long-term wealth creation ke liye, Fund B, Nippon India Multi Cap Fund, 3Y return mein 19.38% ke saath behtar hai, lekin risk bhi Very High hai, aur expense ratio 0.84% hai, Fund A, HDFC Balanced Advantage Fund, 3Y return mein 14.5% ke saath moderate risk ke saath aata hai, aur expense ratio 0.75% hai, isliye, risk aur return ko balance karne ke liye, Fund A behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain, dono funds mein, Fund A, HDFC Balanced Advantage Fund, moderately high risk ke saath, aur Fund B, Nippon India Multi Cap Fund, very high risk ke saath, hai, lekin consistency aur return stability ke liye, Fund A behtar hai.
⚠️ Risk & Cost Analysis
sach ye hai, riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se, Fund A, HDFC Balanced Advantage Fund, 8.58 volatility, 0.93 Sharpe ratio, aur 0.75% expense ratio ke saath, behtar risk-adjusted returns deta hai, compared to Fund B, Nippon India Multi Cap Fund, 14.38 volatility, 0.9 Sharpe ratio, aur 0.84% expense ratio ke saath.
📊 Portfolio Diversification
dekho, asset allocation aur top holdings concentration ke hisab se, Fund A, HDFC Balanced Advantage Fund, zyada diversified hai, kyunki ismein 69.75% equity, aur 30.25% other assets hain, jabki Fund B, Nippon India Multi Cap Fund, 99.5% equity ke saath, zyada concentrated hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns, Fund B, Nippon India Multi Cap Fund, 20.94% 5Y return ke saath, behtar hai.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio, Fund B, Nippon India Multi Cap Fund, 14.38 volatility ke saath, higher risk hai, lekin Sharpe ratio 0.9 ke saath, returns bhi behtar hai.
Q3: Which fund is more cost‑effective?
Answer comparing expense ratio, Fund A, HDFC Balanced Advantage Fund, 0.75% expense ratio ke saath, zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price