HDFC Balanced Advantage Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.4%
dekho, humne do funds ki comparison ki hai, ek Hybrid category ka HDFC Balanced Advantage Fund aur dusra Large Cap category ka Nippon India Large Cap Fund, chaliye jaante hai inke beech ki differences aur kaunsa fund aapke liye better hai, long-term wealth creation ke liye.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 42.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.56% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.27 |
| Sharpe Ratio | 0.93 | 0.73 |
| 1 Year Return (%) | -1.45% | -0.91% |
| 3 Year Return (%) | 14.5% | 15.4% |
| 5 Year Return (%) | 15.05% | 3.31% |
| Since Launch (%) | 13.14% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.43% |
| Portfolio Turnover | 27% | 70% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio aur risk ke basis par, HDFC Balanced Advantage Fund thoda better lagta hai, kyunki uska 3Y return 14.5% hai, expense ratio 0.75% hai aur riskometer Moderately High hai, lekin Nippon India Large Cap Fund ka 3Y return 15.4% hai, lekin expense ratio 1.56% hai aur riskometer Very High hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
sach ye hai, HDFC Balanced Advantage Fund monthly SIP ke liye thoda better hai, kyunki uska consistency aur return stability thoda accha hai, 1Y return -1.45% hai, lekin long-term me 14.5% ka 3Y return hai, isse pata chalta hai ki yeh fund stable hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison karke, HDFC Balanced Advantage Fund thoda better lagta hai, kyunki uska riskometer Moderately High hai, volatility 8.58 hai, Sharpe ratio 0.93 hai, aur expense ratio 0.75% hai, jo ki Nippon India Large Cap Fund se kam hai.
📊 Portfolio Diversification
chaliye, asset allocation aur top holdings concentration ki comparison karte hai, HDFC Balanced Advantage Fund ka asset allocation thoda diversified hai, equity 69.75% hai, aur top holdings me ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), aur Reliance Industries Ltd. (4.09%) hai, jo ki Nippon India Large Cap Fund se thoda kam concentrated hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, aur 3Y return 14.5% hai, jo ki Nippon India Large Cap Fund se thoda accha hai.
Q2: Is the higher risk fund worth it?
lekIN, Nippon India Large Cap Fund ka volatility 12.27 hai, aur Sharpe ratio 0.73 hai, jo ki HDFC Balanced Advantage Fund se thoda kam hai, isliye higher risk fund thoda risky hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki Nippon India Large Cap Fund se kam hai, isliye yeh fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price