HDFC Balanced Advantage Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.4%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Nippon India Large Cap Fund. Dono ki category alag hai, ek Hybrid hai aur doosra Large Cap. Chaliye, aage hum in dono funds ke baare mein detail mein jaante hain aur dekhte hain ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 42.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.56% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.27 |
| Sharpe Ratio | 0.93 | 0.73 |
| 1 Year Return (%) | -1.45% | -0.91% |
| 3 Year Return (%) | 14.5% | 15.4% |
| 5 Year Return (%) | 15.05% | 3.31% |
| Since Launch (%) | 13.14% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.43% |
| Portfolio Turnover | 27% | 70% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke hisab se HDFC Balanced Advantage Fund behtar hai, kyunki uska return 14.5% hai. Iske alawa, iska expense ratio bhi Nippon India Large Cap Fund se kam hai, jo 0.75% hai. Lekin, risk ke maamle mein Nippon India Large Cap Fund ka riskometer very high hai, jo HDFC Balanced Advantage Fund se zyada hai. Sach ye hai ki HDFC Balanced Advantage Fund behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain. HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Nippon India Large Cap Fund se behtar hai. Isliye, HDFC Balanced Advantage Fund monthly SIP ke liye behtar hai, kyunki iska return stability behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke hisab se Nippon India Large Cap Fund ka risk very high hai, jo HDFC Balanced Advantage Fund se zyada hai. Lekin, Sharpe ratio ke hisab se HDFC Balanced Advantage Fund behtar hai, kyunki uska Sharpe ratio 0.93 hai. Expense ratio ke maamle mein bhi HDFC Balanced Advantage Fund behtar hai, kyunki uska expense ratio 0.75% hai.
📊 Portfolio Diversification
haan, portfolio diversification ke maamle mein HDFC Balanced Advantage Fund behtar hai, kyunki uska asset allocation diversified hai. Ismein equity, debt, aur other assets shaamil hain. Nippon India Large Cap Fund ka asset allocation zyada equity mein invested hai, jo sector risk ko badhata hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Nippon India Large Cap Fund se behtar hai.
Q2: Is the higher risk fund worth it?
nahi, Nippon India Large Cap Fund ka risk very high hai, lekin uska Sharpe ratio 0.73 hai, jo HDFC Balanced Advantage Fund se kam hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Nippon India Large Cap Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price