HDFC Balanced Advantage Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.4%
dekho, aapke liye do fund ke baare mein comparison kar rahe hain - HDFC Balanced Advantage Fund aur Nippon India Large Cap Fund. dono funds alag categories mein aate hain, ek hybrid hai aur dusra large cap. aap yeh jaanenge ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 98.75 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.8% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.25 |
| Sharpe Ratio | 0.93 | 0.73 |
| 1 Year Return (%) | -1.45% | -0.91% |
| 3 Year Return (%) | 14.5% | 15.4% |
| 5 Year Return (%) | 15.05% | 16.46% |
| Since Launch (%) | 13.14% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | BSE 100 Total Return Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.43% |
| Portfolio Turnover | 27% | 70% |
🤖 AI Verdict – Which is Better?
haan, 3Y return ke hisab se HDFC Balanced Advantage Fund thoda behtar lagta hai, lekin Nippon India Large Cap Fund ka 5Y return thoda accha hai. expense ratio mein HDFC Balanced Advantage Fund 0.75% ke saath thoda kam hai. risk ke maamle mein Nippon India Large Cap Fund ka riskometer very high hai, isliye HDFC Balanced Advantage Fund moderately high risk ke saath behtar lagta hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
chaliye, agar aap 10+ years ke liye monthly SIP kar rahe hain, toh HDFC Balanced Advantage Fund thoda behtar option lagta hai. iska 3Y return 14.5% hai aur consistency bhi thodi acchi hai. Nippon India Large Cap Fund ka 3Y return 15.4% hai, lekin uska riskometer very high hai.
⚠️ Risk & Cost Analysis
sach ye hai, risk ke maamle mein Nippon India Large Cap Fund ka riskometer very high hai aur volatility 12.25 hai. HDFC Balanced Advantage Fund ka riskometer moderately high hai aur volatility 8.58 hai. expense ratio mein HDFC Balanced Advantage Fund 0.75% ke saath thoda kam hai. Sharpe ratio ke hisab se HDFC Balanced Advantage Fund 0.93 ke saath behtar hai.
📊 Portfolio Diversification
dekho, asset allocation ke maamle mein HDFC Balanced Advantage Fund thoda diversified hai, kyunki ismein equity ke alawa GOI Sec, Debenture, NCD, Debt, SDL, REITs, Bonds/NCD, CD, Bonds/Deb, Sec. Debt, InvITs, FRB, Add. Tier 1 Bond, FD, ZCB bhi hain. Nippon India Large Cap Fund ka asset allocation mainly equity mein hai, jo 96.43% hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 16.46% hai, jo HDFC Balanced Advantage Fund ke 15.05% se thoda accha hai.
Q2: Is the higher risk fund worth it?
haan, Nippon India Large Cap Fund ka riskometer very high hai, lekin uska Sharpe ratio 0.73 hai, jo HDFC Balanced Advantage Fund ke 0.93 se kam hai. isliye, higher risk worth nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Nippon India Large Cap Fund ke 0.8% se kam hai. exit load ke baare mein data N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price