HDFC Balanced Advantage Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.4%
dekho, humne do fund ki comparison ki hai - HDFC Balanced Advantage Fund aur Nippon India Large Cap Fund. ye dono alag categories mein aate hain, ek hybrid hai aur dusra large cap. hum aapko bataayenge ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kyun.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 98.75 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.8% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.25 |
| Sharpe Ratio | 0.93 | 0.73 |
| 1 Year Return (%) | -1.45% | -0.91% |
| 3 Year Return (%) | 14.5% | 15.4% |
| 5 Year Return (%) | 15.05% | 16.46% |
| Since Launch (%) | 13.14% | 15.3% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | BSE 100 Total Return Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.43% |
| Portfolio Turnover | 27% | 70% |
🤖 AI Verdict – Which is Better?
sach ye hai, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Nippon India Large Cap Fund ke 15.4% se thoda kam hai. lekin, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Nippon India Large Cap Fund ke 0.8% se kam hai. risk ke maamle mein, HDFC Balanced Advantage Fund ka riskometer moderately high hai, jabki Nippon India Large Cap Fund ka very high hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
chaliye, dekhte hain ki kaunsa fund SIP ke liye behtar hai. HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, aur volatility 8.58 hai. Nippon India Large Cap Fund ka 3Y return 15.4% hai, aur volatility 12.25 hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund SIP ke liye behtar hai, kyunki iska return stability behtar hai.
⚠️ Risk & Cost Analysis
haan, risk aur cost analysis bhi zaroori hai. HDFC Balanced Advantage Fund ka riskometer moderately high hai, aur Sharpe ratio 0.93 hai. Nippon India Large Cap Fund ka riskometer very high hai, aur Sharpe ratio 0.73 hai. expense ratio ke maamle mein, HDFC Balanced Advantage Fund ka 0.75% hai, jabki Nippon India Large Cap Fund ka 0.8% hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
dekho, portfolio diversification bhi zaroori hai. HDFC Balanced Advantage Fund ka asset allocation diversified hai, aur equity mein 69.75% allocation hai. Nippon India Large Cap Fund ka asset allocation concentrated hai, aur equity mein 96.43% allocation hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund ka portfolio diversification behtar hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 16.46% hai, jo HDFC Balanced Advantage Fund ke 15.05% se zyada hai. isliye, Nippon India Large Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
haan, Nippon India Large Cap Fund ka riskometer very high hai, lekin iska Sharpe ratio 0.73 hai, jo HDFC Balanced Advantage Fund ke 0.93 se kam hai. isliye, hum kehte hain ki higher risk fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Nippon India Large Cap Fund ke 0.8% se kam hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price