HDFC Balanced Advantage Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
25.15%
dekho, humne do funds ki comparison ki hai, ek Hybrid category ka HDFC Balanced Advantage Fund aur doosra Mid Cap category ka Nippon India Growth Mid Cap Fund. chaliye, aage hum dekhte hain ki inme se kaunsa fund aapke long-term wealth creation ke liye better hai, aur kyun.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Nippon India |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 4845.02 |
| AUM (₹ Cr) | 10.54 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.26% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 15.97 |
| Sharpe Ratio | 0.93 | 1.17 |
| 1 Year Return (%) | -1.45% | 10.17% |
| 3 Year Return (%) | 14.5% | 25.15% |
| 5 Year Return (%) | 15.05% | 22.32% |
| Since Launch (%) | 13.14% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 98.55% |
| Portfolio Turnover | 27% | 74% |
🤖 AI Verdict – Which is Better?
haan, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Nippon India Growth Mid Cap Fund ke 25.15% se kam hai, lekin riskometer moderately high hai, jabki Nippon India Growth Mid Cap Fund ka very high hai. expense ratio bhi HDFC Balanced Advantage Fund ka 0.75% hai, jo Nippon India Growth Mid Cap Fund ke 1.26% se kam hai. isliye, hum kah sakte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hain, lekin consistency aur return stability ki baat karein to HDFC Balanced Advantage Fund thoda better hai. iska 1Y return -1.45% hai, jo Nippon India Growth Mid Cap Fund ke 10.17% se kam hai, lekin long-term me iska return stable hai.
⚠️ Risk & Cost Analysis
dekho, riskometer aur volatility ki baat karein to Nippon India Growth Mid Cap Fund ka riskometer very high hai aur volatility 15.97 hai, jabki HDFC Balanced Advantage Fund ka riskometer moderately high hai aur volatility 8.58 hai. Sharpe ratio ki baat karein to Nippon India Growth Mid Cap Fund ka 1.17 hai, jo HDFC Balanced Advantage Fund ke 0.93 se zyada hai. expense ratio ki baat karein to HDFC Balanced Advantage Fund ka 0.75% hai, jo Nippon India Growth Mid Cap Fund ke 1.26% se kam hai.
📊 Portfolio Diversification
chaliye, asset allocation ki baat karein to HDFC Balanced Advantage Fund ka asset allocation diversified hai, jisme equity 69.75%, GOI Sec 7.48%, aur debenture 6.09% hai. Nippon India Growth Mid Cap Fund ka asset allocation mostly equity me invested hai, jisme equity 98.55% hai. top holdings ki baat karein to HDFC Balanced Advantage Fund ka top holdings ICICI Bank Ltd., HDFC Bank Ltd., aur Reliance Industries Ltd. hai, jabki Nippon India Growth Mid Cap Fund ka top holdings BSE Ltd., Fortis Healthcare Ltd., aur The Federal Bank Ltd. hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Growth Mid Cap Fund ka 5Y return 22.32% hai, jo HDFC Balanced Advantage Fund ke 15.05% se zyada hai.
Q2: Is the higher risk fund worth it?
haan, Nippon India Growth Mid Cap Fund ka Sharpe ratio 1.17 hai, jo HDFC Balanced Advantage Fund ke 0.93 se zyada hai, isliye higher risk worth it hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Nippon India Growth Mid Cap Fund ke 1.26% se kam hai, isliye HDFC Balanced Advantage Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price