HDFC Balanced Advantage Fund vs Motilal Oswal Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.12%
dekho, humne do funds ki comparison ki hai, ek Hybrid category ka HDFC Balanced Advantage Fund aur doosra Large Cap category ka Motilal Oswal Large Cap Fund. chaliye, aage hum iski details mein jayenge aur aapko bataayenge ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BMotilal Oswal Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Motilal Oswal |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 13.56 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.35 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.82% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.29 |
| Sharpe Ratio | 0.93 | 0.46 |
| 1 Year Return (%) | -1.45% | -1.96% |
| 3 Year Return (%) | 14.5% | 12.12% |
| 5 Year Return (%) | 15.05% | 12.11% |
| Since Launch (%) | 13.14% | 14.83% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 12 February 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Niket Shah (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 26% |
🤖 AI Verdict – Which is Better?
haan, HDFC Balanced Advantage Fund 3Y return mein 14.5% ka return diya hai, jo Motilal Oswal Large Cap Fund se zyada hai. iske alawa, iska expense ratio 0.75% hai, jo Motilal Oswal Large Cap Fund se kam hai. risk bhi moderately high hai, jo very high se kam hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Motilal Oswal Large Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 12.12%
- AUM: 5.35 Lac Cr
- Sharpe Ratio: 0.46
📈 SIP Suitability
sach ye hai, dono funds SIP ke liye suitable hain, lekin HDFC Balanced Advantage Fund ki consistency aur return stability zyada hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund 10+ years ke liye monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison karte hain. HDFC Balanced Advantage Fund ka riskometer moderately high hai, jabki Motilal Oswal Large Cap Fund ka very high hai. volatility bhi kam hai, aur Sharpe ratio zyada hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
chaliye, asset allocation aur top holdings concentration ki comparison karte hain. HDFC Balanced Advantage Fund ki asset allocation zyada diversified hai, jabki Motilal Oswal Large Cap Fund ki zyada concentrated hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund ki portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Motilal Oswal Large Cap Fund
₹1170031.49
@12.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund 5Y return mein 15.05% ka return diya hai, jo Motilal Oswal Large Cap Fund se zyada hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
nahi, Motilal Oswal Large Cap Fund ka volatility 12.29 hai, jo HDFC Balanced Advantage Fund se zyada hai. aur Sharpe ratio bhi kam hai. isliye, hum kehte hain ki higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Motilal Oswal Large Cap Fund se kam hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price