HDFC Balanced Advantage Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
11.03%
dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Mirae Asset Large Cap Fund, jo ki Hybrid aur Large Cap categories mein aate hain. chaliye, hum yeh jaanenge ki kaunsa fund long-term wealth creation ke liye better hai, aur kaunsa fund aapke investment goals ke liye suitable hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 122.90 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.57% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.64 |
| Sharpe Ratio | 0.93 | 0.39 |
| 1 Year Return (%) | -1.45% | -2% |
| 3 Year Return (%) | 14.5% | 11.03% |
| 5 Year Return (%) | 15.05% | 10.78% |
| Since Launch (%) | 13.14% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | NIFTY 100 Total Return Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 27% | 20% |
🤖 AI Verdict – Which is Better?
haan, HDFC Balanced Advantage Fund 3Y return mein 14.5% ka return deta hai, jo ki Mirae Asset Large Cap Fund se zyada hai. lekin, risk bhi zaroor dekhte hain, aur ismein HDFC Balanced Advantage Fund ka riskometer moderately high hai, jo ki Mirae Asset Large Cap Fund ke very high risk se kam hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hain, lekin agar hum consistency aur return stability ko dekhein, toh HDFC Balanced Advantage Fund thoda better hai. iska wajah yeh hai ki iska 3Y return 14.5% hai, jo ki Mirae Asset Large Cap Fund se zyada hai.
⚠️ Risk & Cost Analysis
chaliye, risk aur cost analysis karte hain. HDFC Balanced Advantage Fund ka riskometer moderately high hai, aur volatility 8.58 hai, jo ki Mirae Asset Large Cap Fund ke very high risk aur 11.64 volatility se kam hai. sharpe ratio bhi dekha jaye, toh HDFC Balanced Advantage Fund ka sharpe ratio 0.93 hai, jo ki Mirae Asset Large Cap Fund ke 0.39 se zyada hai. expense ratio bhi kam hai, sirf 0.75%.
📊 Portfolio Diversification
dekho, asset allocation ki baat karte hain, toh HDFC Balanced Advantage Fund ka equity allocation 69.75% hai, aur GOI Sec, Debenture, NCD, Debt, SDL, REITs, Bonds/NCD, CD, Bonds/Deb, Sec. Debt, InvITs, FRB, Add. Tier 1 Bond, FD, ZCB bhi hain. lekin, Mirae Asset Large Cap Fund ka equity allocation 99.63% hai, jo ki thoda zyada diversified nahi hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo ki Mirae Asset Large Cap Fund ke 10.78% se zyada hai.
Q2: Is the higher risk fund worth it?
nahi, Mirae Asset Large Cap Fund ka riskometer very high hai, aur sharpe ratio 0.39 hai, jo ki HDFC Balanced Advantage Fund ke 0.93 se kam hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki Mirae Asset Large Cap Fund ke 0.57% se zyada hai, lekin exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price