HDFC Balanced Advantage Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
11.03%
dekho, hum do funds ki comparison kar rahe hain, ek Hybrid aur ek Large Cap, Fund A aur Fund B. hum yeh jaanenge ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kaunsa fund aapke investment goals ke liye suitable hai, chaliye shuru karte hain.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Mirae Asset |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 122.90 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.57% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.64 |
| Sharpe Ratio | 0.93 | 0.39 |
| 1 Year Return (%) | -1.45% | -2% |
| 3 Year Return (%) | 14.5% | 11.03% |
| 5 Year Return (%) | 15.05% | 10.78% |
| Since Launch (%) | 13.14% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | NIFTY 100 Total Return Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 27% | 20% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke basis par, Fund A behtar hai, kyunki uska 3Y return 14.5% hai, jo Fund B se zyada hai, aur uska expense ratio 0.75% hai, jo moderately high risk ke saath aata hai, lekin Fund B ka riskometer very high hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
sach ye hai, dono funds monthly SIP ke liye suitable hain, lekin Fund A ka return stability zyada hai, aur uska 3Y return bhi zyada hai, isliye Fund A behtar hai, chaliye SIP ke liye Fund A ko chunte hain.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ki comparison karke, pata chalta hai ki Fund A ka riskometer moderately high hai, aur uska Sharpe ratio 0.93 hai, jo Fund B se zyada hai, isliye Fund A behtar risk-adjusted returns deta hai.
📊 Portfolio Diversification
chaliye portfolio diversification ki baat karte hain, Fund A ka asset allocation zyada diversified hai, kyunki usmein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur anya assets hain, jabki Fund B ka asset allocation zyada concentrated hai, kyunki usmein 99.63% equity hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
haan, 5Y return ke basis par, Fund A ka return 15.05% hai, jo Fund B se zyada hai, isliye Fund A behtar hai.
Q2: Is the higher risk fund worth it?
sach ye hai, Fund B ka riskometer very high hai, aur uska Sharpe ratio 0.39 hai, jo Fund A se kam hai, isliye higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
dekho, expense ratio ki comparison karke, pata chalta hai ki Fund B ka expense ratio 0.57% hai, jo Fund A se kam hai, lekin exit load N/A hai, isliye Fund B thoda zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price