HDFC Balanced Advantage Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.82%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Kotak Mahindra Large Cap Fund. yeh dono alag categories mein aate hain, ek hybrid hai aur doosra large cap. chaliye, aapko yeh samajhne mein madad karte hain ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Kotak Mahindra |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 635.60 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.36% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.32 |
| Sharpe Ratio | 0.93 | 0.56 |
| 1 Year Return (%) | -1.45% | -2.46% |
| 3 Year Return (%) | 14.5% | 12.82% |
| 5 Year Return (%) | 15.05% | 12.2% |
| Since Launch (%) | 13.14% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 16% |
🤖 AI Verdict – Which is Better?
haan, HDFC Balanced Advantage Fund ko hum 3Y return, expense ratio, aur risk ke basis par behtar maante hain. iska 3Y return 14.5% hai, jo Kotak Mahindra Large Cap Fund se zyada hai. lekin, risk bhi moderately high hai, isliye aapko apne risk appetite ko dhyan mein rakhna hoga.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
chaliye, monthly SIP ke liye dekhte hain. HDFC Balanced Advantage Fund ki consistency aur return stability thodi behtar hai, isliye yeh fund long-term SIP ke liye behtar ho sakta hai.
⚠️ Risk & Cost Analysis
sach ye hai, risk aur cost analysis ke hisab se HDFC Balanced Advantage Fund behtar hai. iska riskometer moderately high hai, lekin volatility aur Sharpe ratio thodi behtar hai. expense ratio bhi kam hai, jo 0.75% hai.
📊 Portfolio Diversification
dekho, asset allocation aur top holdings concentration ke hisab se HDFC Balanced Advantage Fund zyada diversified hai. ismein equity, debt, aur other assets ki allocation hai, jo sector risk ko kam karti hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Kotak Mahindra Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
haan, Kotak Mahindra Large Cap Fund ka riskometer very high hai, lekin Sharpe ratio thoda kam hai. isliye, yeh fund utna worth nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Kotak Mahindra Large Cap Fund se kam hai. isliye, yeh fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price