HDFC Balanced Advantage Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
dekho, hum do funds ki comparison kar rahe hain - HDFC Balanced Advantage Fund aur Invesco Mutual Fund Large Cap Fund. Dono ki category alag hai, ek hybrid hai aur doosra large cap. Chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Invesco Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.43 |
| Sharpe Ratio | 0.93 | 0.66 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 27% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ko dekha jaye to HDFC Balanced Advantage Fund thoda better lagta hai. Iska 3Y return 14.5% hai, jo Invesco Mutual Fund Large Cap Fund se thoda zyada hai. Lekin, riskometer moderately high hai, jo Invesco Mutual Fund Large Cap Fund ke very high risk se kam hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP ke liye, consistency aur return stability zaroori hai. Dekho, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, aur volatility 8.58 hai, jo Invesco Mutual Fund Large Cap Fund se kam hai. Isliye, HDFC Balanced Advantage Fund SIP ke liye thoda better option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ko dekha jaye to HDFC Balanced Advantage Fund thoda better lagta hai. Iska Sharpe ratio 0.93 hai, jo Invesco Mutual Fund Large Cap Fund ke 0.66 se zyada hai. Lekin, expense ratio 0.75% hai, jo Invesco Mutual Fund Large Cap Fund ke 0.52% se zyada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ko dekha jaye to HDFC Balanced Advantage Fund thoda more diversified hai. Iska equity allocation 69.75% hai, aur top 3 holdings ki concentration kam hai. Invesco Mutual Fund Large Cap Fund ka equity allocation 96% hai, jo zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Invesco Mutual Fund Large Cap Fund ke 12.03% se zyada hai.
Q2: Is the higher risk fund worth it?
Nahin, Invesco Mutual Fund Large Cap Fund ka volatility 12.43 hai, jo HDFC Balanced Advantage Fund ke 8.58 se zyada hai. Sharpe ratio bhi kam hai.
Q3: Which fund is more cost‑effective?
Invesco Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price