HDFC Balanced Advantage Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
dekho, humne do mutual funds ki comparison ki hai, ek Hybrid category ka HDFC Balanced Advantage Fund aur dusra Large Cap category ka Invesco Mutual Fund Large Cap Fund, chaliye jaante hai unke returns, risk aur expenses ke baare mein, haan yeh jaankari aapke long-term wealth creation ke liye helpful hogi.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Invesco Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.43 |
| Sharpe Ratio | 0.93 | 0.66 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 27% |
🤖 AI Verdict – Which is Better?
sach ye hai ki HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Invesco Mutual Fund Large Cap Fund se thoda kam hai, lekin expense ratio 0.75% hai, jo thoda zyada hai, haan risk bhi moderately high hai, lekin overall dekha jaye to HDFC fund better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
chaliye, monthly SIP ke liye HDFC Balanced Advantage Fund better hai, kyunki uska consistency aur return stability thoda achha hai, haan volatility 8.58 hai, jo Invesco fund se kam hai.
⚠️ Risk & Cost Analysis
dekho, riskometer aur volatility compare kiya jaye to Invesco Mutual Fund Large Cap Fund ka risk very high hai, aur volatility 12.43 hai, jo HDFC fund se zyada hai, lekin Sharpe ratio 0.66 hai, jo HDFC fund se kam hai, haan expense ratio 0.52% hai, jo HDFC fund se kam hai.
📊 Portfolio Diversification
sach ye hai ki HDFC Balanced Advantage Fund ka asset allocation diversified hai, kyunki usme equity 69.75% hai, aur GOI Sec, Debenture, NCD, Debt, SDL, REITs bhi hain, haan top 3 holdings concentration thoda kam hai, lekin Invesco fund me equity 96% hai, jo zyada concentrated hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Invesco Mutual Fund Large Cap Fund se zyada hai, haan 3Y return bhi thoda kam hai, lekin overall HDFC fund better hai.
Q2: Is the higher risk fund worth it?
nahi, Invesco Mutual Fund Large Cap Fund ka risk very high hai, aur Sharpe ratio 0.66 hai, jo HDFC fund se kam hai, haan volatility bhi zyada hai, isliye higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
Invesco Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund se kam hai, haan exit load N/A hai, isliye Invesco fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price