HDFC Balanced Advantage Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.42%
dekho, hum do funds ki tulna karenge - HDFC Balanced Advantage Fund aur ICICI Prudential Small Cap Fund. ek hybrid hai aur doosra small cap category ka hai. chaliye, hum jaanenge ki kaunsa fund long-term wealth creation ke liye behtar hai aur kyun.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Hybrid | Small Cap |
| NAV (₹) | 551.96 | 96.92 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.82% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 17.48 |
| Sharpe Ratio | 0.93 | 0.51 |
| 1 Year Return (%) | -1.45% | 1.68% |
| 3 Year Return (%) | 14.5% | 15.42% |
| 5 Year Return (%) | 15.05% | 17.22% |
| Since Launch (%) | 13.14% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 27% | 21% |
🤖 AI Verdict – Which is Better?
haan, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai jo ICICI Prudential Small Cap Fund ke 15.42% se thoda kam hai, lekin riskometer moderately high hai jo very high se better hai. expense ratio bhi 0.75% hai jo 0.82% se kam hai. isliye, hum kah sakte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye upyukt hain, lekin consistency aur return stability ke maamle me HDFC Balanced Advantage Fund behtar hai. iska 3Y return 14.5% hai aur volatility 8.58 hai jo ICICI Prudential Small Cap Fund ke 17.48 se kam hai.
⚠️ Risk & Cost Analysis
dekho, riskometer aur volatility ke maamle me ICICI Prudential Small Cap Fund ka risk very high hai aur volatility 17.48 hai. HDFC Balanced Advantage Fund ka risk moderately high hai aur volatility 8.58 hai. Sharpe ratio bhi 0.93 hai jo 0.51 se behtar hai. expense ratio bhi 0.75% hai jo 0.82% se kam hai. isliye, HDFC Balanced Advantage Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
chaliye, hum portfolio diversification ki tulna karenge. HDFC Balanced Advantage Fund ka asset allocation diversified hai - equity 69.75%, GOI Sec 7.48%, aur anya. ICICI Prudential Small Cap Fund ka asset allocation 91% equity hai jo thoda risky hai. top holdings concentration bhi HDFC Balanced Advantage Fund me kam hai - ICICI Bank Ltd. 4.47%, HDFC Bank Ltd. 4.14%, aur Reliance Industries Ltd. 4.09%.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
ICICI Prudential Small Cap Fund ka 5Y return 17.22% hai jo HDFC Balanced Advantage Fund ke 15.05% se behtar hai.
Q2: Is the higher risk fund worth it?
haan, ICICI Prudential Small Cap Fund ka risk very high hai lekin Sharpe ratio 0.51 hai jo thoda kam hai. lekin, volatility 17.48 hai jo HDFC Balanced Advantage Fund ke 8.58 se behtar nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai jo ICICI Prudential Small Cap Fund ke 0.82% se kam hai. exit load N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price