HDFC Balanced Advantage Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
20.43%
dekho, aapke paas do mutual fund options hain - HDFC Balanced Advantage Fund aur ICICI Prudential Multi Cap Fund. Dono ki category alag hai, ek hybrid hai aur doosra multi cap. chaliye, aapko yeh jaankari milegi ki inmein se kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 934.98 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.99% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 13.45 |
| Sharpe Ratio | 0.93 | 1.04 |
| 1 Year Return (%) | -1.45% | 6.9% |
| 3 Year Return (%) | 14.5% | 20.43% |
| 5 Year Return (%) | 15.05% | 17.37% |
| Since Launch (%) | 13.14% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.97% |
| Portfolio Turnover | 27% | 45% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ko dekhte hue, ICICI Prudential Multi Cap Fund long-term wealth creation ke liye behtar lagta hai. lekin, sach ye hai ki HDFC Balanced Advantage Fund ka riskometer moderately high hai, jo ki ICICI Prudential Multi Cap Fund ke very high risk se better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
chaliye, agar aap 10+ saal ke liye monthly SIP karna chahte hain, to ICICI Prudential Multi Cap Fund behtar lagta hai. iska 3Y return 20.43% hai, jo ki HDFC Balanced Advantage Fund se zyada hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ko dekhte hue, ICICI Prudential Multi Cap Fund ka Sharpe ratio 1.04 hai, jo ki HDFC Balanced Advantage Fund ke 0.93 se better hai. lekin, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki ICICI Prudential Multi Cap Fund ke 0.99% se kam hai.
📊 Portfolio Diversification
sach ye hai ki HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai, kyunki ismein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur anya investments hain. lekin, ICICI Prudential Multi Cap Fund ka asset allocation zyada equity-based hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
ICICI Prudential Multi Cap Fund ka 5Y return 17.37% hai, jo ki HDFC Balanced Advantage Fund ke 15.05% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, ICICI Prudential Multi Cap Fund ka Sharpe ratio 1.04 hai, jo ki uske higher risk ko justify karta hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki ICICI Prudential Multi Cap Fund ke 0.99% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price