HDFC Balanced Advantage Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.81%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur ICICI Prudential Large Cap Fund. Dono ki category alag hai, ek hybrid hai aur doosra large cap hai. is article mein hum aapko bataayenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 117.10 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.43 |
| Sharpe Ratio | 0.93 | 0.73 |
| 1 Year Return (%) | -1.45% | -2.39% |
| 3 Year Return (%) | 14.5% | 14.81% |
| 5 Year Return (%) | 15.05% | 14.18% |
| Since Launch (%) | 13.14% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 17% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ko dekhte hue, HDFC Balanced Advantage Fund thoda behtar lagta hai. iska 3Y return 14.5% hai, jo ki ICICI Prudential Large Cap Fund se thoda kam hai, lekin risk bhi kam hai. expense ratio bhi thoda zyada hai, lekin overall risk-adjusted returns behtar hain.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
chaliye, agar aap 10+ saal ke liye monthly SIP karna chahte hain, to HDFC Balanced Advantage Fund behtar option hai. iska consistency aur return stability thoda behtar hai, aur hybrid category hote hue bhi risk moderate high hai.
⚠️ Risk & Cost Analysis
sach ye hai, riskometer aur volatility ko dekha jaye to ICICI Prudential Large Cap Fund ka risk zyada hai. Sharpe ratio bhi kam hai, jo ki risk-adjusted returns ko darshata hai. expense ratio ki baat karein to ICICI Prudential Large Cap Fund thoda kam hai, lekin overall HDFC Balanced Advantage Fund behtar risk-adjusted returns deta hai.
📊 Portfolio Diversification
dekho, asset allocation ki baat karein to HDFC Balanced Advantage Fund ka diversification behtar hai. equity allocation 69.75% hai, aur debt aur other instruments bhi hain. top holdings concentration bhi kam hai, jo ki sector risk ko kam karta hai. ICICI Prudential Large Cap Fund ka asset allocation zyada equity-heavy hai, jo ki risk ko badhata hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo ki ICICI Prudential Large Cap Fund se thoda behtar hai.
Q2: Is the higher risk fund worth it?
volatility aur Sharpe ratio ko dekha jaye to, ICICI Prudential Large Cap Fund ka risk zyada hai, lekin returns bhi thoda behtar nahi hain.
Q3: Which fund is more cost‑effective?
expense ratio ki baat karein to, ICICI Prudential Large Cap Fund ka expense ratio 0.52% hai, jo ki HDFC Balanced Advantage Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price