HDFC Balanced Advantage Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.44%
dekho, aaj hum compare kar rahe hain do funds - HDFC Balanced Advantage Fund aur ICICI Prudential Bluechip Fund. Ye dono funds alag categories mein aate hain, ek Hybrid aur dusra Large Cap. Chaliye, aage chalke dekhte hain ki inmein se kaunsa fund aapke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 83.91 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.54 |
| Sharpe Ratio | 0.93 | 0.71 |
| 1 Year Return (%) | -1.45% | 24.48% |
| 3 Year Return (%) | 14.5% | 15.44% |
| 5 Year Return (%) | 15.05% | 12.65% |
| Since Launch (%) | 13.14% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 28% |
🤖 AI Verdict – Which is Better?
Haan, long-term wealth creation ke liye, HDFC Balanced Advantage Fund behtar hai. Iska 3Y return 14.5% hai, jo ICICI Prudential Bluechip Fund se zyada hai. Iske alawa, iska expense ratio 0.75% hai, jo ki kam hai. Lekin, risk bhi moderately high hai, isliye investors ko apne risk appetite ke hisab se decision lena chahiye.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
sach ye hai, dono funds SIP ke liye suitable hain, lekin HDFC Balanced Advantage Fund ki consistency aur return stability zyada hai. Isliye, yeh fund 10+ years ke liye monthly SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio compare karne par, HDFC Balanced Advantage Fund better risk-adjusted returns offer karta hai. Iska Sharpe ratio 0.93 hai, jo ki ICICI Prudential Bluechip Fund se zyada hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration compare karne par, HDFC Balanced Advantage Fund zyada diversified hai. Ismein equity, debt, aur other assets ki allocation hai, jo ki risk ko kam karti hai. ICICI Prudential Bluechip Fund mein top 3 holdings ki concentration zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo ki ICICI Prudential Bluechip Fund se zyada hai.
Q2: Is the higher risk fund worth it?
ICICI Prudential Bluechip Fund ka volatility 12.54 hai, jo ki HDFC Balanced Advantage Fund se zyada hai. Lekin, Sharpe ratio compare karne par, HDFC Balanced Advantage Fund ki risk-adjusted returns behtar hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki ICICI Prudential Bluechip Fund se kam hai. Exit load ke baare mein koi information nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price