HDFC Balanced Advantage Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.44%
dekho, Fund A HDFC Balanced Advantage Fund - Direct Plan - Growth, jo ki Hybrid category mein aata hai, aur Fund B ICICI Prudential Bluechip Fund - Regular Plan - Growth, jo ki Large Cap category mein aata hai, in dono funds ko compare karenge. Chaliye, ye jaante hai ki in dono funds mein se kaun sa better hai, aur kyon.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 83.91 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.54 |
| Sharpe Ratio | 0.93 | 0.71 |
| 1 Year Return (%) | -1.45% | 24.48% |
| 3 Year Return (%) | 14.5% | 15.44% |
| 5 Year Return (%) | 15.05% | 12.65% |
| Since Launch (%) | 13.14% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 28% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ko dekhte hue, Fund A HDFC Balanced Advantage Fund - Direct Plan - Growth, long-term wealth creation ke liye better lagta hai. Iska 3Y return 14.5% hai, jo ki Fund B se zyada hai, aur expense ratio 0.75% hai, jo ki Fund B se kam hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 1.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Lekin, agar aap monthly SIP ke liye soch rahe hain, to Fund A HDFC Balanced Advantage Fund - Direct Plan - Growth, better option hai. Iska 3Y return consistent hai, aur risk bhi moderate hai, jo ki long-term ke liye achha hai.
⚠️ Risk & Cost Analysis
Sach ye hai, ki Fund A HDFC Balanced Advantage Fund - Direct Plan - Growth, ka riskometer moderately high hai, lekin volatility 8.58 hai, jo ki Fund B se kam hai. Sharpe ratio 0.93 hai, jo ki Fund B se zyada hai, aur expense ratio 0.75% hai, jo ki Fund B se kam hai.
📊 Portfolio Diversification
dekho, Fund A HDFC Balanced Advantage Fund - Direct Plan - Growth, ka asset allocation diversified hai, aur top holdings concentration bhi kam hai. Equity allocation 69.75% hai, aur GOI Sec, Debenture, NCD, Debt, SDL, REITs, Bonds/NCD, CD, Bonds/Deb, Sec. Debt, InvITs, FRB, Add. Tier 1 Bond, FD, ZCB, jaise assets bhi hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer based on 5Y/3Y returns, Fund A HDFC Balanced Advantage Fund - Direct Plan - Growth, ka 5Y return 15.05% hai, jo ki Fund B se zyada hai.
Q2: Is the higher risk fund worth it?
Answer comparing volatility and Sharpe ratio, Fund B ka volatility 12.54 hai, jo ki Fund A se zyada hai, lekin Sharpe ratio 0.71 hai, jo ki Fund A se kam hai.
Q3: Which fund is more cost‑effective?
Answer comparing expense ratio and exit load (if provided), Fund A HDFC Balanced Advantage Fund - Direct Plan - Growth, ka expense ratio 0.75% hai, jo ki Fund B se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price