HDFC Balanced Advantage Fund vs ICICI Prudential Bluechip Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.44%
dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur ICICI Prudential Bluechip Fund. Dono funds alag categories mein aate hain, ek Hybrid hai aur doosra Large Cap. Aage chaliye, hum dekhenge ki kaunsa fund long-term wealth creation ke liye behtar hai, aur kyon.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BICICI Prudential Bluechip Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | ICICI Prudential |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 83.91 |
| AUM (₹ Cr) | 10.54 Lac Cr | 5.81 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.52 |
| Sharpe Ratio | 0.93 | 0.71 |
| 1 Year Return (%) | -1.45% | 24.48% |
| 3 Year Return (%) | 14.5% | 15.44% |
| 5 Year Return (%) | 15.05% | 12.65% |
| Since Launch (%) | 13.14% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Anish Tawakley; Vaibhav Dusad (6.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 28% |
🤖 AI Verdict – Which is Better?
sach ye hai, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo ki ICICI Prudential Bluechip Fund se zyada hai. lekin, expense ratio aur risk ko dekha jaye to, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo ki ICICI Prudential Bluechip Fund se zyada hai. haan, risk bhi moderately high hai, lekin overall, HDFC Balanced Advantage Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider ICICI Prudential Bluechip Fund?
- Expense ratio: 0.52%
- 3Y return: 15.44%
- AUM: 5.81 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain, kaunsa fund behtar hai. HDFC Balanced Advantage Fund ka 3Y return consistent hai, aur volatility bhi kam hai. isliye, yeh fund 10+ years ke SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer aur volatility ko dekha jaye to, ICICI Prudential Bluechip Fund ka risk very high hai, aur volatility bhi zyada hai. lekin, Sharpe ratio ko dekha jaye to, HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo ki ICICI Prudential Bluechip Fund se zyada hai. isliye, HDFC Balanced Advantage Fund risk-adjusted returns ke liye behtar hai.
📊 Portfolio Diversification
haan, portfolio diversification ko dekha jaye to, HDFC Balanced Advantage Fund ka asset allocation diversified hai, aur top holdings bhi kam concentrated hain. lekin, ICICI Prudential Bluechip Fund ka asset allocation zyada equity-oriented hai, aur top holdings bhi zyada concentrated hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
ICICI Prudential Bluechip Fund
₹1431679.77
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo ki ICICI Prudential Bluechip Fund se zyada hai.
Q2: Is the higher risk fund worth it?
nahi, ICICI Prudential Bluechip Fund ka volatility 12.52 hai, jo ki HDFC Balanced Advantage Fund se zyada hai, aur Sharpe ratio bhi kam hai.
Q3: Which fund is more cost‑effective?
ICICI Prudential Bluechip Fund ka expense ratio 0.52% hai, jo ki HDFC Balanced Advantage Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price