HDFC Balanced Advantage Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
Dekho, humne do funds compare kiye hain - HDFC Balanced Advantage Fund aur HSBC Mutual Fund Large Cap Fund. Dono funds alag categories mein aate hain, ek hybrid hai aur doosra large cap. Chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye better hai aur kaunsa fund aapke investment goals ke liye suitable hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HSBC Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.46 |
| Sharpe Ratio | 0.93 | 0.72 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 18% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return, expense ratio, aur risk ke basis par, HDFC Balanced Advantage Fund thoda better lagta hai. Iska 3Y return 14.5% hai, jo HSBC Mutual Fund Large Cap Fund se thoda accha hai. Lekin, risk bhi moderately high hai, jo very high se thoda kam hai. Sach ye hai, expense ratio bhi thoda high hai, lekin overall fund performance accha hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Dekho, dono funds SIP ke liye suitable hain, lekin HDFC Balanced Advantage Fund thoda better lagta hai. Iska reason hai ki iska asset allocation diversified hai, aur equity exposure bhi kam hai. Chaliye, hum dekhte hain ki long-term mein HDFC Balanced Advantage Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Haan, riskometer, volatility, Sharpe ratio, aur expense ratio ke basis par, HDFC Balanced Advantage Fund thoda better lagta hai. Iska riskometer moderately high hai, aur volatility bhi kam hai. Lekin, expense ratio thoda high hai, jo 0.75% hai. Sach ye hai, Sharpe ratio bhi accha hai, jo 0.93 hai.
📊 Portfolio Diversification
Dekho, HDFC Balanced Advantage Fund ka asset allocation diversified hai, aur top holdings concentration bhi kam hai. Ismein equity exposure 69.75% hai, aur GOI sec, debenture, NCD, debt, aur SDL bhi hain. Chaliye, hum dekhte hain ki HDFC Balanced Advantage Fund portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo HSBC Mutual Fund Large Cap Fund se thoda accha hai.
Q2: Is the higher risk fund worth it?
N/A, lekin hum dekhte hain ki HSBC Mutual Fund Large Cap Fund ka volatility 11.46 hai, aur Sharpe ratio 0.72 hai, jo HDFC Balanced Advantage Fund se kam hai.
Q3: Which fund is more cost‑effective?
HSBC Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price