HDFC Balanced Advantage Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur HSBC Mutual Fund Large Cap Fund. yeh dono alag categories mein aate hain, ek Hybrid aur doosra Large Cap. aage chaliye, hum in dono funds ko compare karenge aur dekhenge kaunsa fund aapke long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HSBC Mutual Fund |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.46 |
| Sharpe Ratio | 0.93 | 0.72 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 18% |
🤖 AI Verdict – Which is Better?
haan, HDFC Balanced Advantage Fund 3Y return mein 14.5% dega, jo HSBC Mutual Fund Large Cap Fund se thoda better hai. iske alawa, HDFC fund ka expense ratio 0.75% hai, jo HSBC fund ke 0.52% se thoda zyada hai. lekin, risk ke maamle mein HDFC fund ka riskometer Moderately High hai, jo HSBC fund ke Very High se kam hai. isliye, hum kehte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
sach ye hai ki dono funds SIP ke liye suitable hain, lekin HDFC Balanced Advantage Fund thoda better hai. iske 3Y return mein consistency hai aur risk bhi kam hai. isliye, agar aap 10+ years ke liye SIP karna chahte hain, toh HDFC fund better option hai.
⚠️ Risk & Cost Analysis
dekho, riskometer ke maamle mein HDFC fund ka risk Moderately High hai, aur volatility 8.58 hai. HSBC fund ka risk Very High hai, aur volatility 11.46 hai. Sharpe ratio ke maamle mein HDFC fund ka ratio 0.93 hai, jo HSBC fund ke 0.72 se better hai. isliye, hum kehte hain ki HDFC fund better risk-adjusted returns dega.
📊 Portfolio Diversification
chaliye, asset allocation ke maamle mein dekhte hain. HDFC fund ka asset allocation diversified hai, jismein equity 69.75% hai, aur other assets bhi hain. HSBC fund ka asset allocation thoda concentrated hai, jismein equity 96% hai. isliye, hum kehte hain ki HDFC fund more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund 5Y return mein 15.05% dega, jo HSBC Mutual Fund Large Cap Fund ke 12.03% se better hai.
Q2: Is the higher risk fund worth it?
nahin, higher risk fund worth nahin hai, kyunki HDFC fund ka Sharpe ratio 0.93 hai, jo HSBC fund ke 0.72 se better hai, aur volatility bhi kam hai.
Q3: Which fund is more cost‑effective?
HSBC Mutual Fund Large Cap Fund more cost-effective hai, kyunki uska expense ratio 0.52% hai, jo HDFC fund ke 0.75% se kam hai. lekin, exit load ke maamle mein koi information nahin hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price