HDFC Balanced Advantage Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
15.78%
Ek Hybrid fund, HDFC Balanced Advantage Fund, aur ek Small Cap fund, HDFC Small Cap Fund, dekho, dono mein kya antar hai. Is article mein hum compare karenge in dono funds ko, category, returns, risk, aur expense ratio ke basis par, taaki aap decide kar sakein kaunsa fund aapke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Hybrid | Small Cap |
| NAV (₹) | 551.96 | 152.64 |
| AUM (₹ Cr) | 10.54 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.73% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 16.9 |
| Sharpe Ratio | 0.93 | 0.55 |
| 1 Year Return (%) | -1.45% | 0.2% |
| 3 Year Return (%) | 14.5% | 15.78% |
| 5 Year Return (%) | 15.05% | 18.08% |
| Since Launch (%) | 13.14% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 90.45% |
| Portfolio Turnover | 27% | 6% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo HDFC Small Cap Fund ke 15.78% se thoda kam hai, lekin expense ratio 0.75% hai, jo 0.73% se thoda zyada hai, aur riskometer Moderately High hai, jo Very High se kam hai. Isliye, long-term wealth creation ke liye, HDFC Small Cap Fund better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Chaliye, SIP ke liye dekhte hain, HDFC Balanced Advantage Fund ka volatility 8.58 hai, jo HDFC Small Cap Fund ke 16.9 se kam hai, isliye consistency aur return stability ke basis par, HDFC Balanced Advantage Fund better hai.
⚠️ Risk & Cost Analysis
Sach ye hai, HDFC Balanced Advantage Fund ka riskometer Moderately High hai, jo HDFC Small Cap Fund ke Very High se kam hai, aur Sharpe ratio 0.93 hai, jo 0.55 se zyada hai, isliye risk-adjusted returns ke basis par, HDFC Balanced Advantage Fund better hai.
📊 Portfolio Diversification
Dekho, HDFC Balanced Advantage Fund ka asset allocation diversified hai, equity 69.75%, GOI Sec 7.48%, Debenture 6.09%, aur HDFC Small Cap Fund ka asset allocation 90.45% equity hai, isliye sector risk ke basis par, HDFC Balanced Advantage Fund more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Small Cap Fund ka 5Y return 18.08% hai, jo HDFC Balanced Advantage Fund ke 15.05% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Small Cap Fund ka Sharpe ratio 0.55 hai, jo kam hai, lekin volatility 16.9 hai, jo zyada hai, isliye higher risk fund worth it nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Small Cap Fund ka expense ratio 0.73% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai, isliye HDFC Small Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price