HDFC Balanced Advantage Fund vs HDFC Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
22.29%
Dekho, humne do funds ki comparison ki hai - HDFC Balanced Advantage Fund aur HDFC Mid Cap Fund. Dono funds alag categories mein aate hain, ek hybrid hai aur dusra mid cap. Chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BHDFC Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 220.36 |
| AUM (₹ Cr) | 10.54 Lac Cr | 9.47 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.73% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 17.17 |
| Sharpe Ratio | 0.93 | 0.92 |
| 1 Year Return (%) | -1.45% | 5.95% |
| 3 Year Return (%) | 14.5% | 22.29% |
| 5 Year Return (%) | 15.05% | 20.24% |
| Since Launch (%) | 13.14% | 17.1% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 5 July 2007 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 93.46% |
| Portfolio Turnover | 27% | 13% |
🤖 AI Verdict – Which is Better?
Haan, agar hum 3Y return, expense ratio, aur risk ko dekhein, to HDFC Mid Cap Fund long-term wealth creation ke liye better lagta hai. Iska 3Y return 22.29% hai, jo HDFC Balanced Advantage Fund ke 14.5% se zyada hai. Lekin, risk bhi zyada hai, lekin returns bhi acche hain.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
📈 SIP Suitability
Dekho, agar aap monthly SIP ke liye 10+ years ke liye investment kar rahe hain, to HDFC Balanced Advantage Fund better option hai. Iska consistency aur return stability dono acche hain, aur risk bhi moderately high hai.
⚠️ Risk & Cost Analysis
Sach ye hai ki HDFC Mid Cap Fund ka riskometer very high hai, aur volatility bhi 17.17 hai. Lekin, Sharpe ratio 0.92 hai, jo HDFC Balanced Advantage Fund ke 0.93 ke karib hai. Expense ratio bhi kam hai, 0.73% ke barabar. To, HDFC Mid Cap Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Chaliye, hum dekhte hain ki kaunsa fund more diversified hai. HDFC Balanced Advantage Fund ka asset allocation alag-alag sectors mein hai, jaise ki equity, GOI sec, debenture, aur bonds. Top holdings bhi alag-alag companies mein hain. Lekin, HDFC Mid Cap Fund ka asset allocation mostly equity mein hai, aur top holdings bhi mid-cap companies mein hain. To, HDFC Balanced Advantage Fund more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ka 5Y return 20.24% hai, jo HDFC Balanced Advantage Fund ke 15.05% se zyada hai. To, HDFC Mid Cap Fund better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, agar aap high risk le sakte hain, to HDFC Mid Cap Fund better option hai. Iska Sharpe ratio 0.92 hai, jo accha hai, aur returns bhi zyada hain.
Q3: Which fund is more cost‑effective?
HDFC Mid Cap Fund ka expense ratio 0.73% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai. To, HDFC Mid Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price