HDFC Balanced Advantage Fund vs HDFC Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
22.29%
dekho, hum do funds ki comparison kar rahe hain - HDFC Balanced Advantage Fund aur HDFC Mid Cap Fund. yeh dono funds alag categories mein aate hain, ek hybrid hai aur doosra mid cap. aage chal kar hum janege ki kaun sa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BHDFC Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Hybrid | Mid Cap |
| NAV (₹) | 551.96 | 220.36 |
| AUM (₹ Cr) | 10.54 Lac Cr | 9.47 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.73% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 17.17 |
| Sharpe Ratio | 0.93 | 0.92 |
| 1 Year Return (%) | -1.45% | 5.95% |
| 3 Year Return (%) | 14.5% | 22.29% |
| 5 Year Return (%) | 15.05% | 20.24% |
| Since Launch (%) | 13.14% | 17.1% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 5 July 2007 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | Max Financial Services Ltd. (4.37%), AU Small Finance Bank Ltd. (4.24%), The Federal Bank Ltd. (3.87%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 93.46% |
| Portfolio Turnover | 27% | 13% |
🤖 AI Verdict – Which is Better?
haan, 3Y return, expense ratio, aur risk ke basis par, HDFC Mid Cap Fund long-term wealth creation ke liye better lagta hai. iska 3Y return 22.29% hai, jo HDFC Balanced Advantage Fund ke 14.5% se zyada hai. lekin, risk bhi zyada hai, very high riskometer ke saath.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider HDFC Mid Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 22.29%
- AUM: 9.47 Lac Cr
- Sharpe Ratio: 0.92
📈 SIP Suitability
chaliye, SIP ke liye dekhte hain, to HDFC Balanced Advantage Fund thoda stable lagta hai. iska consistency aur return stability thoda better hai, kyunki yeh hybrid fund hai aur asset allocation diversified hai.
⚠️ Risk & Cost Analysis
sach ye hai, risk aur cost ko compare karte waqt, HDFC Balanced Advantage Fund ka riskometer moderately high hai, aur volatility 8.58 hai. HDFC Mid Cap Fund ka riskometer very high hai, aur volatility 17.17 hai. lekin, sharpe ratio dono funds ka almost same hai, 0.93 aur 0.92.
📊 Portfolio Diversification
dekho, asset allocation ki baat karte hain, to HDFC Balanced Advantage Fund ka asset allocation thoda zyada diversified hai. ismein equity 69.75% hai, aur other assets bhi hain. HDFC Mid Cap Fund ka asset allocation zyada equity-heavy hai, 93.46% equity hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
HDFC Mid Cap Fund
₹2221540.12
@22.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Mid Cap Fund ka 5Y return 20.24% hai, aur 3Y return 22.29% hai, jo HDFC Balanced Advantage Fund se zyada hai.
Q2: Is the higher risk fund worth it?
sharpe ratio dono funds ka almost same hai, lekin HDFC Mid Cap Fund ka volatility zyada hai, 17.17. to, risk worth it hai ya nahi, yeh aapke risk appetite par depend karta hai.
Q3: Which fund is more cost‑effective?
expense ratio ki baat karte hain, to HDFC Mid Cap Fund ka expense ratio 0.73% hai, aur HDFC Balanced Advantage Fund ka 0.75% hai. to, HDFC Mid Cap Fund thoda zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price