HDFC Balanced Advantage Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
7.4%
dekho, hum do funds ki comparison kar rahe hain - HDFC Balanced Advantage Fund aur HDFC Infra Fund. yeh dono alag categories mein aate hain, ek hybrid hai aur doosra thematic. chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | HDFC Mutual Fund |
| Category | Hybrid | Thematic |
| NAV (₹) | 551.96 | 33.77 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.5% |
| Riskometer | Moderately High | Moderate |
| Volatility | 8.58 | 14.88 |
| Sharpe Ratio | 0.93 | 0.06 |
| 1 Year Return (%) | -1.45% | 6.36% |
| 3 Year Return (%) | 14.5% | 7.4% |
| 5 Year Return (%) | 15.05% | 6.49% |
| Since Launch (%) | 13.14% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty Infrastructure TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 27% | 35% |
🤖 AI Verdict – Which is Better?
Haan, humne dono funds ki 3Y return, expense ratio, aur risk ko dekha. HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo HDFC Infra Fund ke 7.4% se zyada hai. iske alawa, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo moderately high risk ke sath aata hai. lekin, yeh fund long-term wealth creation ke liye behtar lagta hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
sach ye hai, HDFC Balanced Advantage Fund ka consistency aur return stability HDFC Infra Fund se behtar hai. isliye, yeh fund 10+ years ke liye monthly SIP ke liye behtar vikalp hai. chaliye, hum is fund ko chunte hain.
⚠️ Risk & Cost Analysis
dekho, humne dono funds ki riskometer, volatility, Sharpe ratio, aur expense ratio ki tulna ki. HDFC Balanced Advantage Fund ka riskometer moderately high hai, lekin uska Sharpe ratio 0.93 hai, jo HDFC Infra Fund ke 0.06 se behtar hai. iske alawa, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo HDFC Infra Fund ke 0.5% se zyada hai.
📊 Portfolio Diversification
haan, humne dono funds ki asset allocation aur top holdings concentration ki tulna ki. HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai, kyunki usmein equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur Bonds/Deb shamil hain. lekin, HDFC Infra Fund ka top holdings concentration zyada hai, kyunki usmein HDFC Bank Ltd., ICICI Bank Ltd., aur Larsen & Toubro Ltd. shamil hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo HDFC Infra Fund ke 6.49% se behtar hai. isliye, yeh fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo HDFC Infra Fund ke 0.06 se behtar hai. isliye, yeh fund apne higher risk ke sath behtar returns deta hai.
Q3: Which fund is more cost‑effective?
HDFC Infra Fund ka expense ratio 0.5% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai. isliye, yeh fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price