HDFC Balanced Advantage Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.7%
dekho, aaj hum compare kar rahe hain do funds - HDFC Balanced Advantage Fund aur Franklin Templeton Large Cap Fund. Dono funds ki category alag hai, ek hybrid hai aur dusra large cap. Chaliye, hum dekhte hain ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Franklin Templeton |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 497.22 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 12.76 |
| Sharpe Ratio | 0.93 | 0.64 |
| 1 Year Return (%) | -1.45% | -4.02% |
| 3 Year Return (%) | 14.5% | 14.7% |
| 5 Year Return (%) | 15.05% | 12.03% |
| Since Launch (%) | 13.14% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 31% |
🤖 AI Verdict – Which is Better?
Haan, 3Y return ke hisab se, HDFC Balanced Advantage Fund thoda better hai, 14.5% return ke saath. Expense ratio bhi thoda high hai, 0.75%, lekin riskometer moderately high hai, jo ki Franklin Templeton Large Cap Fund se kam hai. Isliye, hum kehte hain ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
sach ye hai, dono funds SIP ke liye suitable hain, lekin HDFC Balanced Advantage Fund ki consistency thodi better hai. Is fund ka 3Y return 14.5% hai, jo ki Franklin Templeton Large Cap Fund se thoda better hai. Chaliye, hum is fund ko SIP ke liye better maante hain.
⚠️ Risk & Cost Analysis
dekho, riskometer ke hisab se, Franklin Templeton Large Cap Fund ka risk very high hai, jabki HDFC Balanced Advantage Fund ka risk moderately high hai. Volatility bhi Franklin Templeton Large Cap Fund mein zyada hai, 12.76. Sharpe ratio ke hisab se, HDFC Balanced Advantage Fund ka risk-adjusted return better hai, 0.93 ke saath.
📊 Portfolio Diversification
haan, portfolio diversification ke hisab se, HDFC Balanced Advantage Fund ka asset allocation thoda better hai. Is fund mein equity, debt, aur other assets ki allocation hai, jo ki risk ko kam karti hai. Franklin Templeton Large Cap Fund ka asset allocation mostly equity mein hai, jo ki sector risk ko badhata hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo ki Franklin Templeton Large Cap Fund se better hai.
Q2: Is the higher risk fund worth it?
nahi, Franklin Templeton Large Cap Fund ka higher risk worth nahi hai, kyunki uska Sharpe ratio 0.64 hai, jo ki HDFC Balanced Advantage Fund se kam hai.
Q3: Which fund is more cost‑effective?
Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai, jo ki HDFC Balanced Advantage Fund se kam hai, jiska expense ratio 0.75% hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price