HDFC Balanced Advantage Fund vs Edelweiss Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.24%
dekho, humne do alag-alag category ke funds ki comparison ki hai - HDFC Balanced Advantage Fund jo Hybrid category mein aata hai aur Edelweiss Mutual Fund Multi Cap Fund jo Multi Cap category mein aata hai. chaliye, aage humein yeh pata chalega ki kaunsa fund long-term wealth creation ke liye better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Edelweiss Mutual Fund |
| Category | Hybrid | Multi Cap |
| NAV (₹) | 551.96 | 15.12 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.68 Lac Cr |
| Expense Ratio (%) | 0.75% | 1.68% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 15.25 |
| Sharpe Ratio | 0.93 | 0.68 |
| 1 Year Return (%) | -1.45% | 3.12% |
| 3 Year Return (%) | 14.5% | 14.24% |
| 5 Year Return (%) | 15.05% | 8.32% |
| Since Launch (%) | 13.14% | 16.89% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 30 October 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 27% | 55% |
🤖 AI Verdict – Which is Better?
sach ye hai ki HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Edelweiss Mutual Fund Multi Cap Fund se thoda better hai. haan, expense ratio bhi HDFC Balanced Advantage Fund mein kam hai, jo 0.75% hai. lekin, riskometer mein HDFC Balanced Advantage Fund ka risk Moderately High hai, jabki Edelweiss Mutual Fund Multi Cap Fund ka risk Very High hai. isliye, humein lagta hai ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Edelweiss Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 14.24%
- AUM: 1.68 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
chaliye, agar aap 10+ years ke liye monthly SIP karne ki soch rahe hain, toh HDFC Balanced Advantage Fund better option hai. iska 3Y return consistent hai aur risk bhi thoda kam hai. dekho, Edelweiss Mutual Fund Multi Cap Fund ka return bhi achha hai, lekin risk thoda zyada hai.
⚠️ Risk & Cost Analysis
dekho, riskometer mein Edelweiss Mutual Fund Multi Cap Fund ka risk Very High hai, jabki HDFC Balanced Advantage Fund ka risk Moderately High hai. haan, volatility bhi Edelweiss Mutual Fund Multi Cap Fund mein zyada hai, jo 15.25 hai. lekin, Sharpe ratio mein HDFC Balanced Advantage Fund ka ratio 0.93 hai, jo Edelweiss Mutual Fund Multi Cap Fund se better hai. isliye, humein lagta hai ki HDFC Balanced Advantage Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
sach ye hai ki HDFC Balanced Advantage Fund ka asset allocation diversified hai, jo Equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, Bonds/NCD, CD, Bonds/Deb, Sec. Debt, InvITs, FRB, Add. Tier 1 Bond, FD, ZCB mein invest kiya gaya hai. haan, Edelweiss Mutual Fund Multi Cap Fund ka asset allocation thoda concentrated hai, jo sirf Equity aur T-Bills mein invest kiya gaya hai. isliye, humein lagta hai ki HDFC Balanced Advantage Fund ka portfolio more diversified hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Edelweiss Mutual Fund Multi Cap Fund
₹1329792.28
@14.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
dekho, HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Edelweiss Mutual Fund Multi Cap Fund se better hai. haan, 3Y return bhi HDFC Balanced Advantage Fund mein 14.5% hai, jo Edelweiss Mutual Fund Multi Cap Fund se thoda better hai.
Q2: Is the higher risk fund worth it?
sach ye hai ki Edelweiss Mutual Fund Multi Cap Fund ka risk Very High hai, lekin return bhi thoda kam hai. haan, volatility bhi zyada hai, jo 15.25 hai. isliye, humein lagta hai ki higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
dekho, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Edelweiss Mutual Fund Multi Cap Fund se kam hai. haan, exit load ki information nahi hai. isliye, humein lagta hai ki HDFC Balanced Advantage Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price