HDFC Balanced Advantage Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
6.99%
Dekho, humne do mutual funds ki comparison ki hai - HDFC Balanced Advantage Fund aur Edelweiss Mutual Fund Liquid Fund. Dono funds alag categories mein aate hain, ek hybrid hai aur doosra liquid fund. Chaliye, hum dekhte hain ki kaunsa fund aapke liye better hai long-term wealth creation ke liye.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Edelweiss Mutual Fund |
| Category | Hybrid | Liquid Fund |
| NAV (₹) | 551.96 | 3598.40 |
| AUM (₹ Cr) | 10.54 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.12% |
| Riskometer | Moderately High | Low |
| Volatility | 8.58 | 0.13 |
| Sharpe Ratio | 0.93 | 3.77 |
| 1 Year Return (%) | -1.45% | 6.24% |
| 3 Year Return (%) | 14.5% | 6.99% |
| 5 Year Return (%) | 15.05% | 6.17% |
| Since Launch (%) | 13.14% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | NIFTY Liquid Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 27% | 295% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund 3Y return mein 14.5% ka return de raha hai, jo Edelweiss Mutual Fund Liquid Fund se zyada hai. Lekin, risk bhi moderately high hai, aur expense ratio 0.75% hai. Edelweiss Mutual Fund Liquid Fund ka risk low hai, lekin returns bhi kam hain. Sach ye hai, HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Dekho, agar aap monthly SIP ke liye fund dhundh rahe hain, to HDFC Balanced Advantage Fund better option hai. Iska 3Y return consistency aur stability ke maamle mein accha hai. Edelweiss Mutual Fund Liquid Fund bhi stable hai, lekin returns kam hain.
⚠️ Risk & Cost Analysis
Chaliye, riskometer, volatility, Sharpe ratio, aur expense ratio compare karte hain. HDFC Balanced Advantage Fund ka riskometer moderately high hai, aur volatility 8.58 hai. Edelweiss Mutual Fund Liquid Fund ka risk low hai, aur Sharpe ratio 3.77 hai, jo ki accha hai. Expense ratio mein Edelweiss Mutual Fund Liquid Fund 0.12% ke saath better hai.
📊 Portfolio Diversification
Dekho, asset allocation aur top holdings concentration ki baat karte hain. HDFC Balanced Advantage Fund ka asset allocation diversified hai, equity mein 69.75% allocation hai. Edelweiss Mutual Fund Liquid Fund ka asset allocation bhi diversified hai, lekin T-Bills mein 65% allocation hai. Top holdings concentration mein HDFC Balanced Advantage Fund mein ICICI Bank Ltd. aur HDFC Bank Ltd. hain.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund 5Y return mein 15.05% ka return de raha hai, jo Edelweiss Mutual Fund Liquid Fund se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo ki moderate hai. Edelweiss Mutual Fund Liquid Fund ka Sharpe ratio 3.77 hai, jo ki accha hai.
Q3: Which fund is more cost‑effective?
Edelweiss Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo ki HDFC Balanced Advantage Fund se kam hai. Exit load ki information N/A hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price