HDFC Balanced Advantage Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
6.99%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Edelweiss Mutual Fund Liquid Fund. Ye dono alag categories ke hain, ek hybrid hai aur doosra liquid fund. Chaliye, aapko batate hain ki aapke long-term wealth creation ke liye kaunsa fund better hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Edelweiss Mutual Fund |
| Category | Hybrid | Liquid Fund |
| NAV (₹) | 551.96 | 3598.40 |
| AUM (₹ Cr) | 10.54 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.12% |
| Riskometer | Moderately High | Low |
| Volatility | 8.58 | 0.13 |
| Sharpe Ratio | 0.93 | 3.77 |
| 1 Year Return (%) | -1.45% | 6.24% |
| 3 Year Return (%) | 14.5% | 6.99% |
| 5 Year Return (%) | 15.05% | 6.17% |
| Since Launch (%) | 13.14% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | NIFTY Liquid Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 27% | 295% |
🤖 AI Verdict – Which is Better?
Haan, HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Edelweiss Mutual Fund Liquid Fund ke 6.99% se zyada hai. Lekin, riskometer bhi moderately high hai, aur expense ratio 0.75% hai. Edelweiss Mutual Fund Liquid Fund ka expense ratio 0.12% hai, lekin returns kam hai. Sach ye hai ki HDFC Balanced Advantage Fund long-term wealth creation ke liye better hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Chaliye, dekho, agar aap 10+ years ke liye monthly SIP karna chahte hain, to HDFC Balanced Advantage Fund better hai. Iska 3Y return consistency aur stability dono acchi hai. Edelweiss Mutual Fund Liquid Fund ka return stable hai, lekin kam hai.
⚠️ Risk & Cost Analysis
dekho, HDFC Balanced Advantage Fund ka riskometer moderately high hai, aur volatility 8.58 hai. Edelweiss Mutual Fund Liquid Fund ka riskometer low hai, aur volatility 0.13 hai. Sharpe ratio bhi Edelweiss Mutual Fund Liquid Fund ka 3.77 hai, jo HDFC Balanced Advantage Fund ke 0.93 se zyada hai. Expense ratio mein bhi Edelweiss Mutual Fund Liquid Fund ka 0.12% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai.
📊 Portfolio Diversification
Haan, HDFC Balanced Advantage Fund ka asset allocation diversified hai, equity 69.75% hai, aur top holdings mein ICICI Bank Ltd., HDFC Bank Ltd., aur Reliance Industries Ltd. hain. Edelweiss Mutual Fund Liquid Fund ka asset allocation bhi diversified hai, T-Bills 65.00% hai, aur top holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Dono funds mein sector risk hai, lekin HDFC Balanced Advantage Fund ka risk zyada hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Edelweiss Mutual Fund Liquid Fund ke 6.17% se zyada hai.
Q2: Is the higher risk fund worth it?
HDFC Balanced Advantage Fund ka volatility 8.58 hai, aur Sharpe ratio 0.93 hai, jo Edelweiss Mutual Fund Liquid Fund ke 0.13 aur 3.77 se kam hai. Lekin, returns bhi zyada hai.
Q3: Which fund is more cost‑effective?
Edelweiss Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo HDFC Balanced Advantage Fund ke 0.75% se kam hai. N/A exit load ke bare mein information hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price