HDFC Balanced Advantage Fund vs Canara Robeco Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
12.5%
dekho, humne do funds ki comparison ki hai, ek Hybrid category ka HDFC Balanced Advantage Fund aur dusra Large Cap category ka Canara Robeco Large Cap Fund, chaliye jaante hai ki kaunsa fund aapke liye better hai, haan isme humne unke returns, risk, aur expense ratio ko compare kiya hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BCanara Robeco Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Canara Robeco |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 69.54 |
| AUM (₹ Cr) | 10.54 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.83% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 11.61 |
| Sharpe Ratio | 0.93 | 0.52 |
| 1 Year Return (%) | -1.45% | -3.79% |
| 3 Year Return (%) | 14.5% | 12.5% |
| 5 Year Return (%) | 15.05% | 11.73% |
| Since Launch (%) | 13.14% | 13.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Shridatta Bhandwaldar; Vishal Mishra (9.9 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | BSE 100 Total Return Index |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.33%), ICICI Bank Ltd. (7.71%), Reliance Industries Ltd. (5.54%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.23% | Pref. Shares: 0.01% |
| Portfolio Turnover | 27% | 16% |
🤖 AI Verdict – Which is Better?
sach ye hai ki HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Canara Robeco Large Cap Fund ke 12.5% se zyada hai, lekin risk bhi moderate high hai, expense ratio bhi thoda kam hai, isliye humne isko better fund maana hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Canara Robeco Large Cap Fund?
- Expense ratio: 0.83%
- 3Y return: 12.5%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
dekho, agar aap 10+ years ke liye monthly SIP karne ki soch rahe hai, toh HDFC Balanced Advantage Fund better hai, kyunki iska return stability zyada hai, chaliye isme aap apna paisa invest kar sakte hai.
⚠️ Risk & Cost Analysis
haan, riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karte hai, toh HDFC Balanced Advantage Fund ka Sharpe ratio 0.93 hai, jo Canara Robeco Large Cap Fund ke 0.52 se zyada hai, isliye yeh better risk-adjusted returns deta hai.
📊 Portfolio Diversification
dekho, HDFC Balanced Advantage Fund ka asset allocation zyada diversified hai, kyunki isme equity, GOI Sec, Debenture, NCD, Debt, SDL, REITs, aur Bonds/Deb hai, lekin Canara Robeco Large Cap Fund ka asset allocation zyada concentrated hai, isliye HDFC Balanced Advantage Fund better hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Canara Robeco Large Cap Fund
₹1196906.64
@12.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Canara Robeco Large Cap Fund ke 11.73% se zyada hai.
Q2: Is the higher risk fund worth it?
Canara Robeco Large Cap Fund ka volatility 11.61 hai, jo HDFC Balanced Advantage Fund ke 8.58 se zyada hai, lekin Sharpe ratio bhi kam hai, isliye higher risk fund worth nahi hai.
Q3: Which fund is more cost‑effective?
HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo Canara Robeco Large Cap Fund ke 0.83% se kam hai, isliye yeh more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price