HDFC Balanced Advantage Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.5%
3Y Return
14.62%
dekho, aapke paas do fund options hain - HDFC Balanced Advantage Fund aur Baroda BNP Paribas Large Cap Fund. Dono alag categories mein aate hain, ek hybrid hai aur dusra large cap. aap yahan seekhenge ki kaunsa fund aapke long-term wealth creation ke liye behtar hai.
| Parameter | AHDFC Balanced Advantage Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | HDFC Mutual Fund | Baroda BNP Paribas |
| Category | Hybrid | Large Cap |
| NAV (₹) | 551.96 | 251.36 |
| AUM (₹ Cr) | 10.54 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.75% | 0.52% |
| Riskometer | Moderately High | Very High |
| Volatility | 8.58 | 13.08 |
| Sharpe Ratio | 0.93 | 0.62 |
| 1 Year Return (%) | -1.45% | -0.15% |
| 3 Year Return (%) | 14.5% | 14.62% |
| 5 Year Return (%) | 15.05% | 11.06% |
| Since Launch (%) | 13.14% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 3 April 2006 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Anil Bamboli; Arun Agarwal; Dhruv Muchhal; Gopal Agrawal; Nandita Menezes; Srinivasan Ramamurthy (3.8 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | Nifty 50 Hybrid Composite Debt 65:35 Index | Nifty 50 |
| Top 3 Holdings | ICICI Bank Ltd. (4.47%), HDFC Bank Ltd. (4.14%), Reliance Industries Ltd. (4.09%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 69.75% | GOI Sec: 7.48% | Debenture: 6.09% | NCD: 3.03% | Debt: 2.73% | SDL: 1.63% | REITs: 1.27% | Bonds/NCD: 0.99% | CD: 0.87% | Bonds/Deb: 0.7% | Sec. Debt: 0.42% | InvITs: 0.28% | FRB: 0.09% | Add. Tier 1 Bond: 0.05% | FD: 0.03% | ZCB: 0.03% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 27% | 34% |
🤖 AI Verdict – Which is Better?
chaliye, 3Y return, expense ratio, aur risk ko dekhein. HDFC Balanced Advantage Fund ka 3Y return 14.5% hai, jo Baroda BNP Paribas Large Cap Fund se thoda kam hai. lekin, HDFC Balanced Advantage Fund ka expense ratio 0.75% hai, jo thoda zyada hai. risk ke maamle mein, HDFC Balanced Advantage Fund ka riskometer moderately high hai, jabki Baroda BNP Paribas Large Cap Fund ka very high hai. sach ye hai, HDFC Balanced Advantage Fund long-term wealth creation ke liye behtar hai.
Why consider HDFC Balanced Advantage Fund?
- Expense ratio: 0.75%
- 3Y return: 14.5%
- AUM: 10.54 Lac Cr
- Sharpe Ratio: 0.93
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
haan, dono funds monthly SIP ke liye suitable hain, lekin HDFC Balanced Advantage Fund ka return thoda zyada stable hai. iska 3Y return 14.5% hai, jo Baroda BNP Paribas Large Cap Fund se thoda zyada hai. agar aap 10+ saal ke liye SIP karna chahte hain, to HDFC Balanced Advantage Fund behtar hai.
⚠️ Risk & Cost Analysis
dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ko dekhein. HDFC Balanced Advantage Fund ka riskometer moderately high hai, jabki Baroda BNP Paribas Large Cap Fund ka very high hai. volatility mein bhi, HDFC Balanced Advantage Fund ka 8.58 hai, jo Baroda BNP Paribas Large Cap Fund se kam hai. Sharpe ratio mein, HDFC Balanced Advantage Fund ka 0.93 hai, jo Baroda BNP Paribas Large Cap Fund se zyada hai. expense ratio mein, Baroda BNP Paribas Large Cap Fund ka 0.52% hai, jo HDFC Balanced Advantage Fund se kam hai.
📊 Portfolio Diversification
chaliye, asset allocation aur top holdings concentration ko dekhein. HDFC Balanced Advantage Fund ka asset allocation diversified hai, jismein equity 69.75% hai, GOI Sec 7.48% hai, aur debenture 6.09% hai. Baroda BNP Paribas Large Cap Fund ka asset allocation thoda concentrated hai, jismein equity 96% hai. top holdings mein, HDFC Balanced Advantage Fund ka ICICI Bank Ltd. 4.47% hai, jabki Baroda BNP Paribas Large Cap Fund ka HDFC Bank Ltd. 8.5% hai.
SIP Calculator – Compare Growth Potential
HDFC Balanced Advantage Fund
₹1351121.42
@14.5% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
HDFC Balanced Advantage Fund ka 5Y return 15.05% hai, jo Baroda BNP Paribas Large Cap Fund se zyada hai.
Q2: Is the higher risk fund worth it?
nahi, higher risk fund ka Sharpe ratio 0.62 hai, jo HDFC Balanced Advantage Fund se kam hai. iska matlab hai ki higher risk fund ka return uske risk ke hisab se zyada nahi hai.
Q3: Which fund is more cost‑effective?
Baroda BNP Paribas Large Cap Fund ka expense ratio 0.52% hai, jo HDFC Balanced Advantage Fund se kam hai. lekin, HDFC Balanced Advantage Fund ka exit load N/A hai, isliye hum keh nahi sakte ki kaunsa fund zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price